美国两院正式通过“大漂亮法案” 引发各界人士热议
Trump’s BIG BEAUTIFUL BILL Explained!
译文简介
特朗普总统于7月4日国庆日在白宫举办的军事家庭野餐活动期间签署了这项“大漂亮法案”。在签署该法案之前,他与第一夫人梅拉尼娅·特朗普一同发表了讲话。
正文翻译

President Trump signed the 'big, beautiful bill' into law during the Military Family Picnic at the White House on the Fourth of July at the White House. Ahead of signing the legislation, he delivered remarks alongside First Lady Melania Trump. Kris breaks down Trump’s new 2025 tax bill and reveals the top 5 tax changes that every investor, W-2 worker, parent, or entrepreneur needs to know. From permanent tax cuts to tax-free tips and overtime, this bill could completely shift your wealth-building strategy.
特朗普总统于7月4日国庆日在白宫举办的军事家庭野餐活动期间签署了这项“大漂亮法案”。在签署该法案之前,他与第一夫人梅拉尼娅·特朗普一同发表了讲话。Kris详细解析了特朗普2025年新税法,揭示了每位投资者、工薪家庭、家长和创业者必须了解的五大税收变化。从永久性减税到免税小费和加班费,这项法案可能彻底改变你的财富积累策略。
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Man. I see so many loopholes where I can pay $0 on tax for the rest of my life. Exciting.
伙计,我看到太多可以让我终生不纳税的漏洞了。太令人兴奋了。
@anthonyh123
lol at rich kids not paying a cent in taxes on their inherited 30 million dollars followed by, woohoo, the child tax credit increasing by 200 bucks!
哈哈,那些继承了三千万美元的富二代一分钱税都不用交,接着欢呼:“儿童税收抵免增加了200美元!”真是好笑。
@Joe-w5b7p
Yeah i feel bad for workers. I didnt vote for this even though I may benefit
是啊,我为工人感到难过。虽然我可能从中受益,但我并没有投票支持这项法案。
@Juiceboxer0
sucks a little bit...There's so many cuts for people that need it and the lower class has literally no money to invest. Especially long term. I get the picture but many will be left in the dust. It's sad. So much to go around yet it just goes to those that have no lack of food.
确实有点糟……削减了那么多原本该帮助需要帮助的人的内容,而下层阶级根本没钱投资,尤其是长期投资。我明白他们的意图,但很多人会被落下。这真的很难过,资源那么多,却总是落到那些衣食无忧的人手里。
@josspa93
It’s definitely harsh but the truth is you don’t know the reason why those people are in those situations. We all are free to make choices, it’s not the government’s responsibility to ensure people are freely making the choices that would enabling them to move up in life. Also the majority of people don’t even have the financial literacy to invest (even if they have the money) so it’s not even about class.
这确实苛刻,但问题是你并不了解那些人为什么处于那样的处境。我们每个人都有自由选择的权利,政府没有责任确保人们做出能让自己向上爬的决定。而且,大多数人即便有钱,也缺乏投资所需的财务知识,所以这不仅仅是阶级问题。
@CindyTemple
Welfare is being abused and to say otherwise is unrealistic. Many of us have witnessed this ourselves. This bill makes sure those who do need it are protected as far as I can see. What kind of lower class investment are you proposing? Help with job training? More free stuff?
福利确实被滥用了,否认这一点不现实。很多人都亲眼见过。就我所见,这项法案能确保真正需要帮助的人仍能得到保护。你说的“下层阶级投资”具体指什么?工作培训援助?更多免费东西?
@ljb5163
No one is abusing our system more than billionaires. It’s wild to me that billionaires have convinced a bunch of middle class people that poor people are the problem in our country… absolute insanity.
真正滥用系统的是亿万富翁。他们竟然成功让一群中产阶级相信穷人才是美国的问题……这简直是疯狂。
@rusk3986
it’s not just more beneficial to the wealthy, it actually hurts the poorest. Even the no tax on tips up to 22k, hardly a real benefit at all since you’d take the standard deduction most of the time if you were making that little anyway (frequently hourly pay is 2.15).
This bill is evil. I’m pretty well off and I feel disgusting taking more when I know how badly so many are struggling.
这项法案不仅是对富人更有利,它实际上还伤害了最贫困的人。就拿小费免税额度提升到2.2万美元来说吧,如果你收入这么低,基本都用标准扣除额了,根本没啥实质性好处(而且小时工资常常才2.15美元)。这法案太邪恶了。我自己日子过得不错,但想到这么多人在挣扎,而我还从中获利,真的觉得恶心。
@Halcon_Sierreno
That sounds like something a 5 year old would name.
这名字听起来像是五岁小孩起的。
@kingogames16
I work at a casino. The tax cut on tips is a huge deal for casino employees
我在赌场上班。小费免税对我们这种靠小费吃饭的人来说是件大事。
@bellajones12345
That's not the majority of ppl on Medicaid. Pray that you don't get sick and are unable to work cos you're gonna suffer because of this bill. Pray. Plus, if you have private health insurance, your premiums are going to be higher because the hospitals that eat up the cost for those unable to pay for care, pass the cost onto the premiums and general cost of care for everyone. Good luck!
你说的可不是大多数医保补助(Medicaid)受益者的情况。你最好祈祷自己别生病、别丧失工作能力,否则你会因为这项法案吃尽苦头。还有,如果你有私人保险,你的保费会更高,因为医院要为那些付不起治疗费的人买单,这部分成本最终会转嫁给所有人,包括你的保费和整体医疗费用。祝你好运!
@Scrizot
Tips should never be taxed as this is a non obligatory cash gift from one citizen to another. This money as already been taxed when earned by the tip giver so taxing it is essentially double dipping
小费本来就不该被征税,那是一个公民给另一个公民的非强制性现金赠与。这笔钱在给出时已经缴过税了,再征一次税等于重复征收。
@kaizersosai8560
Having eligibility checks for snap isn't a bad thing. I know plenty of people in my family who are capable of working are not. Thry live off my taxes and take vacations to Disney.
对SNAP(食品券)设置资格审核不是坏事。我家族里就有很多明明能工作的人却不去工作。他们靠我缴的税金生活,还能去迪士尼度假。
@TheHaratashi
Thank you for an unpolitical unbiased obxtive review. When the left and right just point fingers at each other it doesn't help us at all. We just need the real facts. Thank you.
感谢你提供了一个没有政治倾向、客观中立的解读。左右互相指责根本无助于问题解决。我们只需要真实的信息。谢谢你。
@Emanuelgamer1313_BACKUP
I agree. I have seen so many left and right videos over the last days, with both just pointing fingers at eachother and calling eachother bad things. This has to stop. The polarization has to stop.
我同意。过去几天我看了太多左右互骂的视频,彼此互相指责、叫骂。真的应该结束了。两极化该结束了。
@jimh3500
Able bodied adults without dependents, people under 18 y/o or over 65 y/o, and undocumented migrants are the people who will feel the pressure that the OBBB brings us. Of course many people are going to be nervous about what it means for their households. Fair enough. If someone is able to work and they aren’t elderly or have children at home, then they should be contributing to their own upkeep.
这项“BBB”法案主要影响的是:无子女的成年健全劳动力、18岁以下或65岁以上的人,以及无证移民。
许多人会为这项法案对他们家庭的影响感到担忧,这完全可以理解。如果一个人既不是老人,也没有孩子,又有工作能力,那就应该靠自己生活。
@brownet83
So ppl in America don’t want to work? They just want free money that taxpayers give from their hard work? I’m not American but I’m honestly trying to understand what in Africa is basically normal cos here if you don’t work, you don’t eat. I mean over 60s get monthly pension with the disabled but disabled ppl are uated by Doctors and a council reviews if they’re eligible. This is reviewed every 2-3 years to review if they’re eligible and still need that grant. Some improve with physio so they get taken off and need to find a job.
Maybe I’m wrong. We all work to eat and it’s frustrating to us with better jobs(we spent on school to get better jobs) but we pay a lot of tax just to support the rest of the “non-working” citizens.
所以,美国人是不想工作,只想靠纳税人的辛苦钱生活?我不是美国人,只是想理解这种情况。因为在非洲,这是不可想象的事——你不工作就没饭吃。60岁以上的老人和残疾人可以领养老金,但残疾人都要接受医生和委员会的审核,2到3年重新评估一次。有些人经过康复治疗好了,就会被取消资格并要重新找工作。
也许我理解有误,但我们所有人都得靠工作吃饭。我们这些接受了高等教育、努力找到好工作的人也要缴很多税去养那些“不工作”的人,确实让人心烦。
@jimh3500
Too many people in America who can work do not want to work. So they can easily get on the social welfare programs. The eligibility requirements are being tightened up. Young healthy people with no children are going to have to find work. Some will receive less in benefits and some will no longer receive any benefits at all.
I wish you peace in Africa
确实,美国有太多人明明能工作却不愿工作,所以很容易就能加入社会福利系统。现在资格条件要收紧了。年轻健康、无子女的人将必须去找工作。有些人会拿到更少的福利,有些人则会完全失去资格。祝你在非洲安好。
@brownet83
that's reasonable, i think it's just being lazy. i mean...who ever just gets things for free? the world doesnt owe you anything. i think that's one of the reasons why foreigners really succeed in other countries cos they come to work, they know that country has no obligation to take care of them so they need to work. thanks for clearing this, cos i was honestly shocked at the reactions.
这很合理,说到底就是懒。谁能随便得到一切?这世界不欠你任何东西。我觉得,这也是外国人在别国往往能成功的原因之一——他们知道这个国家没有义务照顾他们,所以必须靠自己打拼。谢谢你的解释,我之前真的对一些反应感到震惊。
@TiffanyClark-n4d
I am working but I don't make enough to pay for insurance so I get Medicaid that's it I don't want to loose it I need it and I'm through a temp agency cause that's all I've been able to find so temp agencies don't always offer ins n if so it's so expensive and I can't afford to loose my Medicaid for me n my kids I still pay taxes so I don't see why I cant have Medicaid I dont have snap or any other assistance
我有在工作,但收入不够买医保,所以我才用的是医疗补助。我真的不想失去它,我需要它。而且我现在是通过临时工中介找到的工作,那些中介通常不提供保险,就算有也贵得离谱,我根本负担不起。我不想因为这个失去我和孩子的医疗补助。我也有交税,所以我不明白为什么我不能享有医保。我也没有领食品券或其他援助。
@50calpulse76
Its not government funded it's tax payer funded. These assistance programs were never designed to be a carrier. Short term im ok with but not indefinitely
这不是政府出钱,是纳税人出钱。这些救助项目本来就不是用来长期依赖的。我可以接受短期援助,但不能无限期这样下去。
@devonavant3497
Sounds like the bill will benefit business owners and holders of assets to keep profits and not owe the government as much. If American govt truly wants the country to be the wealthiest, it’s starts with its citizens having wealth.
听起来这项法案将让企业主和资产持有者更容易保住利润,减少他们要交给政府的税。如果美国政府真的想让国家变得富有,就得从让它的公民变得富有开始。
@daftrok
Increasing the debt ceiling to higher than the Iraq war and giving huge cuts for the top 0.2%-1% is insanity. Wealth disparity is getting out of control and even from a cold hearted business standpoint, if renters cant affoed health-care, thats bad for small business and landlords. I would rather pay more taxes so that renters and customers are more consistent and have a better quality of life.
把债务上限提高到甚至超过伊拉克战争时期,再给最富有的0.2%-1%大幅减税,这简直疯狂。贫富差距越来越夸张,即便从冷冰冰的商业角度来看,如果租客连医疗都负担不起,那对小企业主和房东来说也是坏事。我宁愿多交点税,也希望租客和顾客生活更稳定、质量更好。
@Hokie11
people like you talk about “they” as if they’re not Americans, when in fact they’re just like you and I. The majority of people in this country who struggle to get by is the result of circumstance. A poor kid in Chicago’s intercity, or a poor kid growing up in a rustic house on the plains of Nebraska, will never have as much opportunity as other people who were born into better circumstances. No amount of work will get them or their families out of their holes. The wealth disparity in this country is the worst it has ever been, nearly to the point where the middle class is once but a dream. So yeah, I would rather pay a little bit more in taxes to help those people out and give them better access to health care, child support, parental leave, etc.
If we continue to go down this road, it will never get better. You can’t call yourself a patriot if you’re willing to let millions of people across this country suffer. They’re Americans. We help each other. And this country will never reach its potential until everyone starts to realize that and pull it together as one people.
你们这些人谈论“他们”的时候,好像他们不是美国人,但事实上他们和你我一样。这个国家里多数人在挣扎求生,都是因为环境所致。芝加哥贫民区的孩子,或者内布拉斯加农村的穷孩子,他们从一出生就没有像其他人那样的机会。再怎么努力,也无法让他们或他们的家人摆脱困境。
美国现在的贫富差距是有史以来最严重的,中产阶级几乎成了一种幻想。所以,是的,我宁愿多交点税,也想帮助那些人,让他们获得更好的医疗、儿童抚养、产假等等。如果我们继续这样走下去,一切只会越来越糟。
如果你愿意让全国几百万同胞受苦,那你就不能自称为爱国者。他们是美国人。我们应该互相帮助。只有当我们真正团结为一个整体,美国才有希望实现它的潜力。
@TJandJalena
Just look at how many people are abusing Medicaid and SNAP. Their 65 year old grandmother can be eligible for these programs but who do you think is really receiving those food stamps? People with fulltime jobs are abusing this program. That is just a fact. Great breakdown!
看看有多少人滥用Medicaid和食品券吧。他们65岁的祖母确实符合资格,但你以为那些食物券最后真的用在她身上了吗?有全职工作的人也在滥用这个项目。这是事实。很棒的分析!
@rauljrlara9994
Long story shortrt. This is benefitting companies . Trump wants people to start their own business. Many can argue this is meant to destroy our middle class, others will argue , it pushes middles class to own a business and het ahead of these tax credits
长话短说,这对公司是有利的。特朗普希望大家创业。有人说这法案是在摧毁中产阶级,也有人说它是在推动中产自己创业,靠这些税收抵免走上前进的道路。
@davehasenford3985
It's all unnecessary. Our country does not need more wealth. We need less debt. We need health care for the poor. We need to continue to transition to a new energy economy. We do not need more trust-funders
这些全都是不必要的。我们国家并不需要更多财富,我们需要的是减少债务、为穷人提供医疗保障、继续推进能源转型。我们不需要更多“信托基金继承人”。
@chivalryisdead6440
Sounds like a lot of benifits for low class working families at the expense of the social security system forcing people to take more personal responsibility.
But I think the real reason behind this bill is raising the governmental debt ceiling. That is really bad.
听起来就是让低收入家庭得到些好处,但代价是牺牲社保系统,同时强迫人们承担更多个人责任。
不过我认为这个法案背后的真正目的,其实是为了提高政府债务上限。这才是真正糟糕的地方。
@shadowofpain8144
It is who and what republicanism is about no health care or insurance for the poor only the rich deserve it.
这正是共和党一贯主张的核心:不给穷人医保,也不给保险,只有有钱人才配拥有这些。
@Nikai-3.14
The new big beautiful bill significantly boosts the working class, providing increased wages, essential benefits, and improved job security, fostering economic growth and empowering communities nationwide.
Trump 2028!
这项“全新宏伟法案”极大地提升了工薪阶层的福祉,提高工资、增加基本福利、增强就业保障,推动经济成长,赋能全美社区。
特朗普2028!
@tariqlatif1505
Hes a fraudster up to his eyes in debt, a deal maker and shaker...
He never worked hard, to earn old money as it was called..
Hes a philanderer..
Most of all hes z global puppet, it suits his ego to be the emperor with no clothes..
他是个骗子,债务缠身,只会做交易耍花招……
他从没真正靠努力赚过所谓的“老钱”。
他还是个拈花惹草的家伙……
最重要的是,他是个全球傀儡,只是他的自恋让他甘当“皇帝的新衣”。
@eduardosuson3632
When democrats were in power, their job is to insult and destroying trump endlessly. Now, democrats will almost collapse or die of seeing trump event because of jealous or envy!
民主党掌权时,他们的全部工作就是不停羞辱、打击特朗普。现在,只要看到特朗普的活动,民主党人就要气得崩溃甚至“气死”,因为他们嫉妒!
@Sebastian_85
A lot of Democrats I saw today protesting a lot of them on the stoplights, they don’t understand that this man is giving jobs to people has given over 140,000 jobs and Democrats are protesting. No tax on OT but yet they’re still protesting. I hope we will have a republican President for the next or maybe every 4 years. I don’t think there should ever be a democratic president ever again.
我今天看到好多民主党人抗议,他们站在红绿灯下,但他们根本不懂这人给大家带来了工作岗位,已经创造了超过14万个工作岗位,可他们还在抗议。加班收入免税了,他们却还在抗议。我真希望下一个、甚至每一届总统都是共和党人。我认为民主党人永远都不该再当总统。
@jeffrhorer1811
If you pass a bill that you know is going to throw 15 million Americans off of their health coverage, resulting in Fifty Thousand unnecessary deaths per year, Is it not pre-meditated manslaughter? And aren't all that passed it guilty of conspiracy to commit manslaughter? Seriously
如果你明知道通过一项法案会让1500万美国人失去医保,每年导致五万人不必要的死亡,那这不就是“蓄意过失杀人”吗?所有投票通过它的人,难道不是共谋杀人吗?说真的。
@lifestyledaina888
So proud to be an American. Proud of Pres. Trump, First Lady Melania and our leadership. Thank you Jesus
身为美国人我感到无比自豪。为特朗普总统、第一夫人梅拉尼娅以及我们的领导层感到骄傲。感谢耶稣!
@brucegomez025
So nice to see Patriotism displayed, again! This needs to be Our Celebrated National Standard! Strength, Honor, Integrity and Selfless Service!
真高兴又看到了爱国精神的展现!这才该成为我们的国家标准:力量、荣誉、正直和无私奉献!
@catherineanderson7460
SO PROUD OF THE WAY PRESIDENT DONALD TRUMP HAS TURNED AMERICA AROUND in such a short time. Can we imagine how much better the USA will be in 4 years!
非常自豪看到特朗普总统在这么短的时间内让美国彻底改变!想想再给他四年,美国会变得多么美好!
@PlayitagainVHS
President Trump is definitely getting the job done.I just wish hed do something about rent control in America.Rents are way to high and landlords get away with raising the rents more and more.People are struggling working 2 jobs and still cant afford these high price rents.
特朗普总统确实在实干,我只希望他能管管房租控制问题。现在房租高得离谱,房东一个劲儿涨价。大家打两份工都快负担不起了。
@ThanhMoore
The system is collapsing. Life is too unaffordable and all politicians say is that we are "lazy" for not having 3 jobs. We are burned out!!!
整个体制都在崩溃。生活成本根本负担不起,政治人物却只会说我们“不够努力”,因为我们没有三份工作。我们已经筋疲力尽了!!!
@jennifervasquez251
The people who make $700 an hour have convinced the people who make $25 an hour that the problem is the people who make $7.50 an hour.
那些一小时赚700美元的人,成功地让一小时赚25美元的人相信,问题出在一小时只赚7.5美元的人身上。
@protandeutan
America is like a company going out of business, being sold off piece by piece by its managers while the oblivious employees keep showing up for work, until one day, they suddenly can't.
美国就像一家正在破产的公司,被管理层一点点出售拆分,而还不明状况的员工却继续照常上班,直到有一天,他们突然发现已经没有公司可去了。
@JohnGay-l2z
This is the most terrible bill in modern history. It sets us back decades. And it hurts millions. And drowns the vanishing middle class in red ink.
这是现代历史上最糟糕的一项法案。它让我们倒退几十年,伤害了数以百万计的人,并让本就岌岌可危的中产阶级彻底被债务淹没。
@Ċŗìśpŷ_Ŧōťs
It’s really sad to see how much money seems to control everything in America. When laws only help the richest 1%, and powerful people like P. Diddy can avoid consequences even when serious accusations are against them, it shows that having money gives you a free pass. It feels like if you’re rich enough, you can even become president or escape justice. We should be working toward a system that treats everyone fairly, no matter their bank account.
真的很难过看到金钱在美国几乎控制了一切。当法律只为最富有的1%服务,而像吹牛老爹这种有权势的人即使面临严重指控也可以逃避惩罚时,就说明有钱就像拿到了“豁免卡”。现在的感觉是,只要你够有钱,就可以当总统,甚至逃脱法律制裁。我们应该致力于建立一个公平对待每个人的体系,而不是看银行账户大小。
@gskg
I am one among many "who will die" in weeks of not having Medicare. Please vote these evil and heartless Republicans out of office for good.
我是其中一个“如果没有医保将在几周内死去”的人。请一定要把这些邪恶而冷血的共和党人永远赶出权力!
@mammajamma8
my young adult son is disabled and is unable to work. he doesn't collect Soc Sec, he just needs the medicaid. Basically these politicians are killing my son, and all disabled adults.
我成年的儿子是残障人士,无法工作。他没有领取社会保障金,只需要医保。说白了,这些政客正在亲手杀死我的儿子和所有残疾成年人。
@ShaylaEnoch-dw9fc
This bill is an absolute abomination and a complete disgrace and we cannot allow it to pass! I find it disgusting that there are people that still support this
这项法案简直是个耻辱,是彻头彻尾的灾难!我们绝不能让它通过!让我感到恶心的是还有人竟然支持这种东西。
@johnchessant3012
These tax breaks for the rich are truly ridiculous. We've been alternating between the parties since Reagan and it seems like on this issue and many others, with every Democratic president we take 1 step forward and with every Republican president we take 10 steps back.
这些给富人减税的政策真的荒谬至极。自里根以来,我们一直在两党之间轮替,但在这个问题上,还有许多其他问题上,每次民主党执政我们才前进一步,而每次共和党执政就要倒退十步。
@RedRampage9776
This bill is disgusting and infuriating. When Trump was president eight years ago, he destroyed so much. With how much more power he has now, I can't fathom the possible calamity he may bring. I'm scared for the future, and I'm scared for the world as a whole.
这项法案令人作呕、令人愤怒。八年前特朗普当总统时,他已经破坏了太多。而现在他拥有了更多权力,我甚至不敢想象他将带来多么大的灾难。我为未来感到恐惧,也为整个世界感到担忧。
@JaneDoe-b5v
Billionaires dont need "breaks" - they already have far more than they will ever need and all the assistance and access to continue to prosper well into their futures
亿万富翁根本不需要“减税”——他们早就拥有超过一生所需的一切资源,还有各种便利和渠道可以让他们继续发财。
@Al_the_Phantom
Isn't it weird how an American named Thomas Paine wrote 'The Book on Common Sense', how what Bernie Sanders is saying is mostly common sense, but American Politicians aren't reflecting the founding principals that started United States in the First Place and made it Great. I mean...we got 'Taxation with Representation', but no Representation at all, otherwise 90% of the things that are Locally Made aren't Expensive.
难道不奇怪吗?一个叫托马斯·潘恩的美国人曾写出《常识》一书,而伯尼·桑德斯说的很多其实也都是“常识”,但美国政客却完全背离了这个国家最初建立时的价值观。我们讲“有代表的纳税”,但现在根本没人代表我们,否则为什么90%本地制造的东西都这么贵?