为什么印度人再也买不起房子了？
Why Nobody Can Afford A House Anymore In INDIA
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网友：印度的建筑商非常富有，他们甚至不在乎降低未售出库存的价格，而IT业的员工却愿意支付高价。
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为什么印度人再也买不起房子了？
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@karthiknadar8380
The builders are so rich they dont even care lowering the price of unsold inventory and the IT employees ready to pay it
印度的建筑商非常富有，他们甚至不在乎降低未售出库存的价格，而IT业的员工却愿意支付高价。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
A 3BHK house in Gujarat now costs ₹2 crore. With Gujarat’s per capita income at ₹2.76 lakh, you’d need to save every rupee for 72 years—assuming you don’t eat, drink, or exist. Basically, homeownership is now a myth, like a ₹10 chai in 2024.
在古吉拉特邦，一套三居室的房子现在要价2亿卢比。古吉拉特邦的人均收入为27.6万卢比，假设你不吃不喝不生活，你需要存72年的钱才能买得起。基本上，拥有房子现在就像2024年10卢比一杯的茶一样，成了神话。
According to a recent survey I found out that there are 35% properties in my city which are vacant not because people are not buying them, but because the builders are building more properties than necessary just so that they can upsell them in the next 10 years, hence to even find an empty plot or to be able to afford a plot in even tier-3 cities has become difficult.
根据最近的一项调查，我发现我所在城市有35%的房产空置，这并不是因为人们不买，而是因为建筑商建造了过多的房产，以便在未来10年内高价出售。因此，即使在三线城市，找到一块空地或买得起一块地也变得困难。
All intelligent people just come to one conclusion. Escape from this hopeless hellhole.
所有聪明的人都得出了一个结论：逃离这个无望的地狱。
This is what happens when government focus only in metropolitan cities, instead of modernizing villages and industrialising mid level cities.
这就是政府只关注大都市，而不是现代化村庄和工业化中等城市的结果。
The main corrupt part is builder's who didn't sell the properties to make the price higher and to get capital gains on black money
主要的腐败部分是建筑商不卖房产以抬高价格，并通过黑钱获得资本收益。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
my Father a goi employee had a basic salary around 6k in 1997, he was diploma holder. My engineering college in 2017 in MUMBAI , many private firms were came for campus with a package of 6k per month. I worked as an electrical engineer in Indian MNC and they hired me on 8k per month, expected me to work 12 hours, 7 days a week. And these Indian MNC are getting profitable every year but in India due to non availability of gov interference in private firms they can exploit people. salary not increasing, toxic work life in corporates, gov taking tax after tax, gov is not helping against exploitation by corporates common man.
我父亲是政府雇员，1997年的基本工资约为6000卢比，他是文凭持有者。2017年，我在孟买的工程学院，许多私营公司来校园招聘，月薪为6000卢比。我在一家印度跨国公司担任电气工程师，他们以每月8000卢比的薪水雇佣我，却期望我每周工作7天，每天12小时。这些印度跨国公司每年都在盈利，但由于政府不干预私营企业，他们可以剥削员工。工资不涨，企业工作环境恶劣，政府不断征税，却不帮助普通人对抗企业的剥削。
Houses are 4X More expensive than real cost of house.That's why Slums are growing at very fast pace and corruption between Politicians and Builders are responsible for this. We are already gone into housing Crisis
房子的价格是实际成本的4倍。这就是为什么贫民窟迅速增长，政客和建筑商之间的腐败是罪魁祸首，我们已经陷入了住房危机。
I live at Panvel, Navi Mumbai. 45-50km away from Mumbai. Here new 1bhk 300 Sq. Ft. Carpet area near station starts from 80-90L. 2bkh 1cr n above. How can someone average salary guy can afford a flat? Aven 4-5km away from railway station location 300sqft. Carpet area 1bhk starts at 65-70L.
我住在新孟买的潘维尔，距离孟买45-50公里。这里靠近车站的新建的1室1厅，300平方英尺的面积起价为800-900万卢比。2室2厅的起价为1亿卢比以上。一个普通的工薪族怎么能买得起一套公寓？即使在距离火车站4-5公里的地方，300平方英尺的1室1厅起价也要650-700万卢比。
Biggest problem is lack of deveopment in north india. There is massive overpopulation and just one job center in ncr. North india nedds atleast 5 cities conparable to bengaluru/hyderabad.
最大的问题是北印度缺乏发展。那里人口过剩，只有国家首都区（NCR）一个就业中心。北印度至少需要5个与班加罗尔/海得拉巴相当的城市。
Guys, let's just keep spamming the incompetent government...tell them that affordable housing is the thing they need to focus on. Everyone is so corrupt and making rich, richer...it angers me.
伙计们，让我们继续向无能的政府施压……告诉他们，经济适用房是他们需要关注的重点。他们每个人都如此腐败，让富人更富……这让我很愤怒。
Property prices are skyrocketing because 90% residential property is being owned by less than 3% elite class of india. 90% indians cannot afford residenc. This is because of rampant government corruption. Government should lix property to aadhar that will ensure unnamed properties can be identified. Secondly, government needs to create an online database of all properties, ban all property dealers, and list all properties for sale on their website. Whoever wishes to sell has to come to that website, and whoever wishes to buy need to buy from that website. Government need to set collector rates, and sale or purchase has to happen at that fixed rates only. Finally government needs to set a limit on how many Houses one family can own. Any additional purchase of residential property has to be approved by the government.
房地产价格飙升是因为90%的住宅房产被不到3%的印度精英阶层拥有，90%的印度人买不起房子。这是因为政府腐败猖獗，政府应将房产与生物识别数据库挂钩，以确保未命名的房产可以被识别。其次，政府需要创建一个所有房产的在线数据库，禁止所有房产经纪人，并在其网站上列出所有待售房产。任何想出售房产的人都必须通过该网站，任何想购买房产的人都必须从该网站购买。政府需要设定征收率，买卖只能以固定的价格进行。最后，政府需要设定一个家庭可以拥有的房屋数量上限，任何额外的住宅房产的购买都必须得到政府的批准。
The houses are really getting expensive now as a result of increasing population/demand and lesser land/house supply. The houses in my area(NCR) are really expensive. In my locality a normal house of 1000-1500 square feet costs arround 1.5 to 3 crores. And there's also a neighbouring colony where the 2500-3000 square ft house costs a whooping 10 crores and above. Same houses were 10-12 times cheaper just 15-20 years ago. The population explosion is really a slow poison which no one is talking about. Also the increasing purchasing power parity of Indians us fuelling this fire! And these prices increase further more in other metro cities like Bengaluru, mumbai.
由于人口增长/需求增加和土地/房屋供应减少，房子现在真的越来越贵。我所在地区（NCR）的房子非常昂贵。在我所在的地区，一套1000-1500平方英尺的普通房子价格在1.5到3亿卢比之间。还有一个邻近的社区，2500-3000平方英尺的房子价格高达10亿卢比以上。同样的房子在15-20年前便宜10-12倍。人口爆炸真的是一种慢性毒药，却没有人谈论。此外，印度人购买力的提高也在火上浇油！这些价格在班加罗尔、孟买等其他大都市进一步上涨。
my father was also in the army and trust me that was the best experience of my life growing up in cantonments I have so many memories man. the contonments are the ideal India the perfect mix of a city and a village you got all the required facilities and most of all PEACE no marriages or any personal functions with DJ and .every building,parks everything was planned the cleanliness was also unmatched and the safety inside cantts was also the best I didn't worry much even while taking a stroll at 3am and changing places every 2-3 years...MAN IT WAS THE BEST LIFE I HAD well this is my perfect motivation to join the indian army
我的父亲也在军队，相信我，在军营长大是我一生中最美好的经历，在那里我有很多回忆。军营是理想的印度，是城市和乡村的完美结合，你拥有所有必需的设施。最重要的是平静，没有婚礼或任何个人活动与喧闹。每栋建筑、公园都经过规划，清洁程度无与伦比。军营内的安全也是最好的，即使凌晨3点散步，我也不太担心，我们每2-3年换一个地方……这是我加入印度军队的完美动力。
If solutions applied, It would cause property prices to go down slowly which in return would cause losses to ministers who make profits and have black money circulated through real estate, they wouldn't allow those policies to be made or implemented. Not to mention, some rich individuals would also suffer losses who donates these ministers and parties. It's a loop and people will keep suffering.
如果实施解决方案，房地产的价格会慢慢下降，这将导致那些通过房地产获利并洗黑钱的部长们蒙受损失，他们不会允许这些政策的制定或实施。更不用说一些捐赠给这些部长和政党的富人也会蒙受损失了。这是一个循环，人们将继续受苦。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
The issue is not FSI it is part of it, the main issue is the rich constantly acquiring homes in the name of asset in the name of investments instead of actually innovating. Income inequality is the other reason as well. No matter how you look at it, the ultra rich need to pay their fair share of taxes. If you wanna know more about the issue, look up Garys Economics, he explains the whole loop pretty well.
问题不在于建筑面积指数（FSI），它是其中的一部分，主要问题是富人不断以资产的名义购买房屋而不是真正的创新。收入不平等也是另一个原因。无论如何，超级富豪需要支付他们应得的税款。如果你想了解更多关于这个问题的信息，可以查阅Garys Economics，他很好地解释了整个循环。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
Believe it or not, that 1 cr rupees apartment are getting sold the moment they are built (sometimes even before it is built). So, it is still affordable. It's not affordable for people like us.
信不信由你，1亿卢比的公寓在建成的那一刻就被卖掉了（有时甚至在建成之前）。所以，它仍然是负担得起的。只是对我们这样的人来说负担不起。
There should be a deterrent for the builders who keep on building and then not selling the property, just holding it. like for example very high property taxes on your houses, which are second or third anything other than which you are living in. In the US, the property taxes for the vacation homes and the extra homes are pretty high so no one will like to keep them just for the appreciation for a few years because they have to pay a lot of property tax to just keep the house vacant
应该对那些不断建造房产却不卖出去的建筑商采取威慑措施，比如对第二套或第三套房产征收非常高的房产税。在美国，度假屋和额外房产的房产税非常高，所以没有人愿意仅仅为了几年的升值而保留它们，因为他们必须支付大量的房产税来保持房屋空置。
The average basic salary is still 3lpa in India and in some places even less and even a decent house in a good locality starts from 70lakhs, thr housing market is fucked in this nation.
印度的平均基本工资仍然是3万卢比，在某些地方甚至更低，而在一个好的地段，一套体面的房子起价为70万卢比，这个国家的住房市场完蛋了。
I would like to another point here, i.e. multiple bachelors renting a single apartment by paying slightly higher than families apparently leading to competition for rentals.
我想在这里提出另一点，即多个单身汉合租一套公寓，支付比家庭稍高的租金，这显然导致了租赁竞争。
In the Hyderabad equation, it is simple. When the Builder sexts a site to construct 1000 flats, a gated society, 300 flats go to the landowner, and 700 flats go to the builder. High-rise Rise price for construction is about Rs 3000 per sft. Builders who start selling the flat at Rs 8000 per sft. For the Builder to break even, it takes 300 flats.
在海得拉巴的等式中，这很简单。当建筑商选择一个地点建造1000套公寓时，300套归地主所有，700套归建筑商所有。高层建筑的建造成本约为每平方英尺3000卢比，建筑商以每平方英尺8000卢比的价格出售公寓。建筑商需要卖出300套公寓才能收支平衡。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
With fsi this low, already our cities infrastructure and public transports are unable to handle. If fsi is increased anymore, the cities will downright collapse.
由于建筑面积指数（FSI）如此之低，我们的城市基础设施和公共交通已经无法应对。如果FSI再增加，城市将彻底崩溃。
Back in 2017 when i was 11 , my dad wanted to Buy a plot in Building Which only costed about 3-4 lac without any Extra charges but My Grandmother Urged & stopped my dad from buying those . At that time we weren't that much financially stressed but still could afford 2 plots of atleast 500-960 Sq ft. But my Grandmother stopped my dad from Buying & now years later she wanted a flat at the same location when we Inquired the cost Rose upto 16 Lacs. My Dad & Mom were furious. Even now we can't afford home due to my & sister's study Expenses . That time there weren't any big Expenses like my studies etc. we still regret our decision
早在2017年，我11岁时，我父亲想买一块地，当时的价格仅为30-40万卢比，没有任何额外的费用，但我祖母敦促并阻止了我父亲购买。那时我们的经济压力并不大，仍然可以买得起至少500-960平方英尺的两块地。但我祖母阻止了我父亲购买，几年后，当我们询问同一地点的公寓价格时，价格已经涨到了160万卢比。我的父母非常愤怒。即使现在，由于我和妹妹的学习费用，我们也买不起房子。那时没有任何大的开支，比如我的学习费用等。我们仍然后悔我们的决定。
What is the best solution? Out of 140 crore 80 crores to jump in the Indian Ocean & bring the population back to 60 crores to solve the problems & have a better future for the next generation! Might sound strange. But its the root of all problems & also the solution
最好的解决方案是什么？在14亿人口中，让8亿人跳入印度洋，将人口减少到6亿以解决问题并为下一代创造更好的未来！可能听起来很奇怪，但这是所有问题的根源，也是解决方案。
Habibi, try looking at the housing crisis in Australia and Canada. India isn’t the worst yet—Australia, New Zealand, Canada, the UK, Ireland, and Singapore are facing even worse housing crises.
亲爱的，看看澳大利亚和加拿大的住房危机吧。印度还不是最糟糕的——澳大利亚、新西兰、加拿大、英国、爱尔兰和新加坡的住房危机更严重。
Its inflation... not builders' greed. US printed money like no tomorrow and that money reached the shores of India through various routes... thats why prices between 2020 and 2023 raised. Thank god Indian govt didn't print money...which would have made this issue exponential.
这是通货膨胀……不是建筑商的贪婪。美国疯狂印钞，这些钱通过各种途径流入印度……这就是为什么2020年到2023年价格会上涨。感谢印度政府没有印钞……否则这个问题会呈指数级增长。
The edit was so cool in this one. Love how you experiment with every video and it comes out so good. Each of your video has new, refreshing vibe and style in it. Also with one of the best sound design ever.
这次的剪辑非常酷。我喜欢你每次视频的尝试，效果非常棒。你的每个视频都有新的、令人耳目一新的氛围和风格，还有最好的音效设计之一。
I must appreciate Achina sirohi Mayya & Team for continuously doing a great job and bringing issues of real India, where others are just making videos of vulgarity and to earn income via YouTube. AEVY tv team is working for purpose, kudos to each and every member
我必须赞赏Achina Sirohi Mayya和团队不断做出出色的工作并揭示真实的印度问题，而其他人只是在制作低俗视频并通过YouTube赚钱。AEVY电视团队为使命而工作，我向每一位成员致敬。
In bangalore, i built G+3 in Plot, and later purchased apartment. All done after real-estate boom in 2016. I put lot of hard-work and field-work, LEARNING local language, during my house construction G+3, and months of searching for distressed sale to buy an apartment in AUCTION at cheap price. You dont BUY property by watching Lamenting videos like these, you buy by sheer-hard-work.
在班加罗尔，我在一块地上建了G+3的房子，后来买了公寓，这一切都是在2016年房地产繁荣之后完成的。我在建房期间付出了很多努力和实地工作，学习了当地的语言并花了几个月时间寻找低价拍卖的公寓。你无法通过观看这些哀叹视频来购买房产的，而是要通过纯粹的努力去购买。
Funny thing I asked a boy who bought royal enfield even without a stable income that why he did that. He said 'sokh'. He said to enjoy his life, I still cant figure out why it has to be a enfield , why it cant be a honda livo or tvs star city plus? Are they not good enough to enjoy life ? Or enjoying life means validation. This is way too dramatic and iam enjoying watching these
有趣的是我问一个没有稳定收入的男孩为什么买了Royal Enfield，他说“sokh”。他说是为了享受生活，我仍然不明白为什么必须是Enfield，为什么不能是Honda Livo或TVS Star City Plus？它们不足以享受生活吗？还是享受生活意味着获得认可？这太戏剧化了，我很喜欢看这些。
My cousin who landed a job in TCS in year 2006 with monthly pay of 24k. He spent 4k for rent and 3k for groceries. He got home loan of 10lakh and bought a plot and was paying 15k Home Loan EMI from first year itself. He actually bought a 2400sqft plot for 15 lakhs, 8kms from his workplace. If people want to live like him in 2025, salary should be easily 40LPA considering the real estate prices, rent and grocery bills. But what are freshers getting ? 4.5LPA which is sufficient to live in 4 shared PG and no savings left after paying education loan.
我表弟2006年在TCS找到工作，月薪2.4万卢比。他花了4000卢比租房，3000卢比买杂货。他获得了100万卢比的住房贷款，买了一块地，并从第一年开始每月支付1.5万卢比的住房贷款EMI。他实际上以150万卢比的价格买了一块2400平方英尺的地，距离他的工作地点8公里。如果人们想在2025年像他一样生活，考虑到房地产价格、租金和杂货账单，工资应该轻松达到40万卢比才行。但应届生能得到什么？4500卢比，足够住在4人合租的PG，他们在支付教育贷款后没有任何储蓄。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
@2:05 Here is something no one is brave or sane enough to enforce. If you are so poor that you cannot afford rent, maybe don't have kids. The issue of sever poverty can be fixed in one generation by stopping(Educating) poor people from having kids.
在2:05，这里有一些没有人有勇气或理智去实施的事情。如果你穷到付不起房租，也许你就不要生孩子。通过阻止（教育）穷人生孩子，极度贫困的问题可以在一代人中解决。
There are many people who own more than 10 properties. Government should restrict the number of properties a person can hold. Like 2 residential (including plots) and 2 commercial properties per PAN Card. So the effective properties a person can hold can come down.
有很多人拥有超过10处房产，政府应该限制一个人可以持有的房产数量，比如每张PAN卡只允许2处住宅（包括地块）和2处商业房产。这样，一个人可以持有的有效房产数量就会减少。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
There are maintenance charges paid by owners in Residential Societies. They cant keep the flats vacant for long. In some places, the maintenance cost is almost 1/6th of actual rent paid.
住宅小区的业主需要支付维护费，他们不能长期让公寓空置。在某些地方，维护费用几乎是实际租金的1/6。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处
That's why I don't want kids... But why see when my father have me in 1990s the rent of his shop was 500 rupees and now it's 20000 rupees income is going down and rent is going up... My father said that if this continues to happen then most small businessmen will not survive
这就是为什么我不想要孩子的原因……但为什么看到我父亲在1990年代生下我时，他的店铺租金是500卢比，现在是2万卢比？收入在下降，租金在上涨……我父亲说，如果这种情况继续下去，大多数小商人都无法生存。
Black money has made properties like Bitcoin. In my city builders build apartment buildings literally so that people can just transact their black money in them and reap some profit through rising prices. Someone living in those apartment is never even thought about.
黑钱使房产变得像比特币。在我所在的城市，建筑商建造公寓楼，实际上是为了让人们可以在其中交易黑钱并通过价格上涨获得一些利润，住在那些公寓里的人甚至从未被考虑过。
they sell only 70 and keep 30 unsold, they can create a perception that there are only a few apartments left. This makes buyers feel that prices will go up soon, pushing them to buy at higher rates.
他们只卖出70套，保留30套不售出，这样可以制造一种只有少数公寓剩余的假象。这让买家觉得价格很快就会上涨并迫使他们以更高的价格购买。
Income inequality in India is clearly visible in the difference between the prices of normal commodities and the real estate. In India, normal commodities like ration's price is 1/5th of what it is in countries like Australia but in the same India, house price competes with the prices of High income countries. This happens because normal commodities are consumed by normal people who have limited money whereas a small section of our country has a lot of money and they have inflated the price of land and properties because it is basically a demand supply game. And common people are forced to buy the properties at such high prices.
印度的收入不平等在普通商品和房地产价格之间的差异中显而易见。在印度，像配给品这样的普通商品的价格是澳大利亚等国家的1/5，但在同一个印度，房价却能与高收入国家的价格竞争。这是因为普通商品由有限的普通人消费，而我们国家的一小部分人拥有大量的资金，他们抬高了土地和房产的价格，因为这基本上是一场供需游戏，普通人被迫以如此高的价格购买房产。
Same channel was complaining about same problems in UK a few weeks ago lol. But having lived in UK and having worked a below average job for only less than 2 years, I am already building a 5 BHK house in south India. Sure it is much much harder for me to buy a house in UK, it'll take around 2 years to save up advance then another 10 to 20 years to pay mortgage.
同一个频道几周前还在抱怨英国的同样的问题，哈哈。但在英国生活并从事一份低于平均水平的工作不到两年后，我已经在印度南部建造了一套5居室的房子。当然，在英国买房子对我来说要困难得多，我需要大约2年的时间来存首付，然后再花10到20年的时间来支付抵押贷款。