Last year, Penny and Brad Bibey sold their Camarillo, Calif., home of 23 years and moved cross-country to new digs 700 yards from the first tee of the famed Pinehurst #2 course at the golf mecca of Pinehurst, N.C. Bibey reports that even though he and his wife are still working remotely (she’s a refined fuels broker, he owns a commercial printing business) at least one of them now hits the lixs most days.

去年，Penny 和 Brad Bibey 卖掉了他们在加利福尼亚州卡马里洛住了 23 年的家，并从北卡罗来纳州 Pinehurst 高尔夫圣地著名的 Pinehurst 二号球场的第一个发球台 700 码处搬到了新的地方。 尽管他和他的妻子仍在远程工作（她是一名精炼燃料经纪人，他拥有一家商业印刷业务），但现在至少他们中的一个人现在大部分时间都在线。
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Another couple, painter Nancy Scheinman and retired architect Jim Wheeler, also moved cross-country last year, but in the opposite direction. They headed from the Baltimore suburb of Towson, Md., to Santa Fe, N.M., known for its art galleries, restaurants and hiking and ski trails. The Wheelers were on a long city hike around Santa Fe when we reached them on a cell phone.

另一对夫妇，画家南希·沙因曼和退休建筑师吉姆·惠勒，去年也搬到了自己的国家，但方向相反。 他们从马里兰州陶森的巴尔的摩郊区前往以艺术画廊、餐厅、远足和滑雪道而闻名的新墨西哥州圣达菲。 当我们通过手机联系到惠勒夫妇时，他们正在圣达菲附近进行长途城市徒步旅行。

There are lots of reasons those nearing or in retirement make long distance moves—to be closer to family, to cut living costs, for a warmer climate. But pursuing recreational bliss is also a priority for many Baby Boomers.

那些即将退休或已经退休的人进行长途搬家的原因有很多——与家人更亲近、降低生活成本、气候变暖。但追求娱乐幸福也是在最近的婴儿潮中一代的首要任务。

Both these affluent 60-something couples, for instance, wanted to live somewhere suited to their leisure interests. And both ended up at destinations on Forbes’ new list of The 25 Best Places To Enjoy Your Retirement In 2021. The list represents our picks for top places to pursue seven retirement passions: arts/culture, fine dining, lifelong learning, volunteering, outdoor activities on water, outdoor activities on land, and a subset, golf. Our choices are spread over 18 states and all four continental time zones. Most are good for multiple passions, and one—Austin, Tex.—hits all seven.

例如，这对富裕的 60 多岁夫妇都想住在适合他们休闲兴趣的地方。两者选择的地方最终都登上了福布斯 2021 年最适合退休的 25 个最佳地点的新名单。该名单代表了我们对追求七种退休热情的最佳地点的选择：艺术/文化、美食、终身学习、志愿服务、户外水上活动、陆上户外活动和一个单独的娱乐——高尔夫。我们的选择遍布 18 个州和所有四个大陆时区。大多数都适合多种兴趣选择，其中一个——德克萨斯州奥斯汀——达到了所有七项。

While our flagship retirement places list, The Best Places To Retire in 2021, features only locations that offer good retirement value for the buck, high living costs and taxes alone don’t disqualify a city from being considered for this passions list. But we do take more than leisure into account. We also apply such crucial quality-of-life metrics as the availability of doctors, the serious crime rate, air quality—and importantly, susceptibility to natural disasters and climate change. This last concern axed a number of big cities that made earlier leisure pursuit lists, produced before we applied a climate screen, including New York, Los Angeles, San Francisco and Seattle as well as beach towns such as Sarasota, Fla.

虽然我们的旗舰退休地点列表“2021 年最佳退休地点”仅提供物有所值的退休地点，但仅凭高生活成本和税收并不会取消一个城市被考虑列入这份列表的资格。但我们确实考虑的不仅仅是休闲。我们还应用了诸如医疗卫生条件、严重犯罪率、空气质量以及重要的自然灾害和气候变化的易感性等关键的生活质量指标。最后一个是取消了一些在我们应用气候筛选之前制作的较早的休闲追求清单的大城市，包括纽约、洛杉矶、旧金山和西雅图以及佛罗里达州萨拉索塔等海滨小镇。
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Annapolis, Maryland ⛵❤️

马里兰州安纳波利斯 ⛵❤️

With water on three sides, including the Chesapeake Bay, this charming state capital city 30 miles east of Washington, D.C., is a big draw for those who fancy boating, fishing and kayaking. There are even a dozen or so boating schools. Plus, there’s a strong volunteering culture. At an elevation of 40 feet, Annapolis is also a very walkable and bikeable town with good air quality, and a relatively low risk from natural hazards, according to FEMA. One downside: a serious crime rate above the national average. Another is that Maryland has both a state estate and an inheritance tax. It does, however, exempt Social Security benefits and a certain amount of private pension income and withdrawals from 401(k) accounts (but not IRAs) from the state income tax.

这座迷人的州首府城市位于华盛顿特区以东 30 英里处，三面有水，包括切萨皮克湾，对喜欢划船、钓鱼和划皮划艇的人来说具有很大的吸引力。 甚至还有十几所划船学校。 此外，还有强大的志愿服务文化。 据 FEMA 称，安纳波利斯海拔 40 英尺，也是一个非常适合步行和骑自行车的小镇，空气质量良好，自然灾害风险相对较低。 一个缺点：严重犯罪率高于全国平均水平。 另一个原因是马里兰州既有州遗产税又有国家的遗产税。 但是，它确实免除了社会保障福利和一定数量的私人养老金收入以及从 401(k) 账户（但不是 IRA）中提取的州所得税。


Ann Arbor, Michigan ⛳

密歇根州安娜堡 ⛳

The opportunity for lifelong learning at top-tier University of Michigan is only one of the many draws of this buzzy college town 30 miles west of Detroit. There’s also a robust arts/culture and dining scene and upwards of 70 golf courses within 20 miles. The city has a high ratio of physicians per capita, good air quality and is very walkable and bikeable. Serious crime is low and so is the risk for natural hazards and climate change according to studies by FEMA and the University of Notre Dame. Elevation is 850 feet. There is no state income tax on Social Security income, and there’s a partial break on other retirement income. One downside: cold winters

在顶级密歇根大学终身学习的机会只是底特律以西 30 英里这个热闹的大学城的众多吸引力之一。 还有一个强大的艺术/文化和餐饮场所以及 20 英里范围内的 70 多个高尔夫球场。 这座城市的人均医生比例很高，空气质量良好，非常适合步行和骑自行车。 根据 FEMA 和圣母大学的研究，严重犯罪率很低，自然灾害和气候变化的风险也很低。 海拔为 850 英尺。 社会保障收入没有州所得税，其他退休收入有部分减免。 缺点之一：寒冷的冬天


Asheville, North Carolina ⛵ ❤️

北卡罗来纳州阿什维尔 ⛵ ❤️

Outdoor experiences—forests, parks, whitewater and hiking terrain—abound around this scenic city in the Blue Ridge Mountains region of western North Carolina. Research group Barda.org rates Asheville high in volunteering. Doctors are abundant, air quality is good. City is very bikeable. Elevation of 2,100 feet makes most summers non-sweltering. There is no state income tax on Social Security benefits and no state estate tax. Asheville is at moderate risk for natural hazards, according to FEMA. One downside: serious crime rate is above national average.

这座位于北卡罗来纳州西部蓝岭山脉地区的风景秀丽的城市周围有很多户外体验——森林、公园、激流和远足地形。 研究小组 Barda.org 对阿什维尔的志愿服务评价很高。 医生多，空气质量好。 城市非常适合骑自行车。 2,100 英尺的海拔使大多数夏天都不闷热。 社会保障福利没有州所得税，也没有州遗产税。 据 FEMA 称，阿什维尔面临自然灾害的中等风险。 缺点之一：严重犯罪率高于全国平均水平。


Athens, Georgia

佐治亚州雅典

Some 70 miles east of Atlanta, this college town has a vibrant arts/culture and dining scene. The University of Georgia hosts an Osher Lifelong Learning Institute, plus offers seniors free admission to regular classes. Nearby terrain offers hiking and mountain biking. Doctors are plentiful, and there is good air quality. Elevation is 600 feet. Georgia doesn’t tax estates or Social Security benefits and offers a generous break for other retirement income. FEMA rates Athens as having a relatively moderate risk for natural hazards. Serious crime is a little above the national average, and the city, while somewhat bikeable, isn’t all that walkable.

这个大学城位于亚特兰大以东约 70 英里处，拥有充满活力的艺术/文化和餐饮场所。 佐治亚大学设有 Osher 终身学习学院，并为高年级学生免费提供常规课程。 附近的地形适合远足和骑山地自行车。 医生很多，空气质量很好。 海拔是600英尺。 佐治亚州不对遗产或社会保障福利征税，并为其他退休收入提供慷慨的减免。 FEMA 将雅典评为自然灾害风险相对中等的城市。 严重犯罪率略高于全国平均水平，这座城市虽然有点适合骑自行车，但并不适合步行。


Austin, Texas ⛵ ⛳ ❤️

德克萨斯州奥斯汀 ⛵ ⛳ ❤️

Big music and dining scene anchors an arts/culture experience in the capital of Texas that also features free senior citizen tuition for six credits a semester at the University of Texas at Austin. There’s a plethora of outdoor water and land activities, including dozens of golf courses. The city boasts a high number of physicians per capita, good air quality and high marks for volunteering. Austin is very bikeable and somewhat walkable. Climate is warm but pleasant. Elevation is 300 feet. There is no state income or estate tax. Climate change risk is favorably rated by the University of Notre Dame and FEMA as moderate or very low. But serious crime rate is slightly above the national average.

大型音乐和餐饮场所在德克萨斯州首府提供艺术/文化体验，还提供德克萨斯大学奥斯汀分校每学期 6 个学分的免费老年人学费。 有大量的户外水上和陆地活动，包括数十个高尔夫球场。 该市人均医生人数多，空气质量好，志愿服务评分高。 奥斯汀非常适合骑自行车，也适合步行。 气候温暖而宜人。 海拔是300英尺。 没有州所得税或遗产税。 气候变化风险被圣母大学和 FEMA 评为中等或非常低。 但严重犯罪率略高于全国平均水平。


Bend, Oregon ⛵ ⛳

本德，俄勒冈州 ⛵ ⛳

Outdoor activities are the big draw of this scenic playground 160 miles southeast of Portland. Pursuits at an elevation of 3,600 feet around the north-flowing Deschutes River include downhill and cross-country skiing, fishing, tubing, hiking, rock climbing, bicycling, paragliding and, except in winter, golf. Other pluses include good air quality, a low serious crime rate and a high number of doctors per capita. There is no state sales tax, and no state income tax on Social Security benefits, but there is a state estate tax. FEMA ranks Bend relatively low in natural hazard risk. The town itself is not very walkable.

户外活动是这个位于波特兰东南 160 英里的风景优美的游乐场的一大亮点。 在北流德舒特河周围海拔 3,600 英尺的地方进行的追逐活动包括下坡和越野滑雪、钓鱼、油管、远足、攀岩、骑自行车、滑翔伞以及（冬季除外）高尔夫。 其他优点包括空气质量好、严重犯罪率低和人均医生人数多。 没有州销售税，也没有社会保障福利的州所得税，但有州遗产税。 FEMA 将本德的自然灾害风险评级为相对较低。 小镇本身不是很适合步行。


Boone, North Carolina ⛵ ⛳

北卡罗来纳州布恩 ⛵ ⛳

Outdoor enthusiasts find lots to do in and around this affordably priced mountain town 120 miles northwest of Charlotte, including hiking, caving, canoeing, whitewater rafting, fishing, skiing, snowboarding and visiting 17 golf courses in the area. Inside, retirees can audit courses for free at Appalachian State University. Elevation is 3,333 feet. Pluses include good air quality, adequate number of doctors per capita and a low serious crime rate. Boone is somewhat walkable and very bikeable. Climate change/hazard risk is rated as relatively low by FEMA. There is no state income tax on Social Security and no state estate tax.

户外运动爱好者可以在夏洛特西北 120 英里处这个价格实惠的山城内外找到很多活动，包括远足、探洞、划独木舟、激流漂流、钓鱼、滑雪、单板滑雪和参观该地区的 17 个高尔夫球场。在里面，退休人员可以免费旁听阿巴拉契亚州立大学的课程。海拔为 3,333 英尺。优点包括良好的空气质量、足够的人均医生数量和较低的严重犯罪率。布恩有点适合步行，而且非常适合骑自行车。 FEMA 将气候变化/灾害风险评级为相对较低。社会保障没有州所得税，也没有州遗产税。


Boston, Massachusetts ❤️ ⛵

马萨诸塞州波士顿 ❤️ ⛵

Indoors and outdoors, this thriving historic coastal state capital city of 685,000 offers a wealth of passions to pursue, particularly lifelong learning, given its more than 50 area colleges. Arts/culture and fine dining are considered tops, while there are ample opportunities for outdoor water and land activities. Boston has good air quality and abundant doctors per capita. Elevation is 140 feet. The city is both highly walkable and bikeable. Research group Barda.org rates Boston high in volunteering. FEMA rates the natural hazards risk as moderate. There’s no state income tax on Social Security benefits, but there is a state estate tax. Another downside: a higher than average serious crime rate.

在室内和室外，这座拥有 685,000 人口的繁荣的历史悠久的沿海州首府城市提供了丰富的追求，尤其是终身学习，因为它拥有 50 多所地区学院。艺术/文化和美食被认为是一流的，同时也有充足的户外水上和陆地活动机会。波士顿空气质量好，人均医生数量多。海拔是 140 英尺。这座城市既适合步行又适合骑自行车。研究小组 Barda.org 对波士顿的志愿服务评价很高。 FEMA 将自然灾害风险评为中等。社会保障福利没有州所得税，但有州遗产税。另一个缺点：严重犯罪率高于平均水平。
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Boulder, Colorado ❤️

科罗拉多州博尔德市 ❤️
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Some 30 miles northwest of Denver, Boulder sits at the center of a huge recreational open space abutting the Rockies at an elevation of 5,400 feet. Outdoor activities are extensive, including hiking, climbing, biking and fishing. Boulder is also the home of the University of Colorado, which nurtures a big arts/culture and fine dining scene and allows seniors to audit courses for a minimal cost. Boulder itself is very walkable and bikeable with a low serious crime rate, good air quality and abundant doctors. Volunteering is a way of life. There is no state estate tax, but the state does tax Social Security benefits. Boulder has a favorable rating on the FEMA National Risk Index uating relative natural hazards including flooding, earthquake, heat wave, cold wave and drought.

在丹佛西北约 30 英里处，博尔德坐落在一个巨大的休闲开放空间的中心，毗邻落基山脉，海拔 5,400 英尺。户外活动非常广泛，包括远足、登山、骑自行车和钓鱼。博尔德也是科罗拉多大学的所在地，该大学有一个大型的艺术/文化和美食场所，并允许老年人以最低的成本旁听课程。博尔德本身非常适合步行和骑自行车，严重犯罪率低，空气质量好，医生多。志愿服务是一种生活方式。没有州遗产税，但州政府对社会保障福利征税。博尔德在 FEMA 国家风险指数评估相对自然灾害（包括洪水、地震、热浪、寒潮和干旱）中获得良好评级。


Charleston, South Carolina ⛵ ⛳
This charming and historic coastal city offers legendary fine dining, a big arts scene, outdoor water activities and golf (with 39 courses in the area). At an elevation of 20 feet, it is moderately walkable and very bikeable. The city enjoys a high number of doctors per capita and good air quality. Charleston gets favorable ratings of low to moderate risk on climate change/natural hazard ratings by FEMA and the University of Notre Dame. The state doesn’t tax estates or Social Security benefits and also provides a state income tax break on other pension income.

查尔斯顿，南卡罗来纳州 ⛵ ⛳ 这座迷人且历史悠久的海滨城市提供传奇的美食、大型艺术场所、户外水上活动和高尔夫球场（该地区有 39 个球场）。在海拔 20 英尺处，它适合步行且非常适合骑自行车。该市人均医生人数多，空气质量好。查尔斯顿获得 FEMA 和圣母大学对气​​候变化/自然灾害评级的低到中等风险评级。国家不对遗产或社会保障福利征税，并且还对其他养老金收入提供州所得税减免。
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Clearwater, Florida ⛵ ⛳
Located between the Gulf of Mexico and Tampa Bay, usually sunny Clearwater is awash in outdoor water activities, most notably boating, swimming, diving and fishing. There are also 71 golf courses in the area. Clearwater has a high number of doctors per capita, good air quality and is highly bikeable and somewhat walkable. Elevation is 30 feet. Florida has no state income or estate tax. Clearwater has a relatively moderate risk for natural hazards according to FEMA—it’s at lower risk than many other popular Florida locales partly because hurricanes tend to skip that part of the Gulf Coast. Serious crime rate is above the national average.

佛罗里达州克利尔沃特 ⛵ ⛳ 位于墨西哥湾和坦帕湾之间，通常阳光明媚的克利尔沃特充满了户外水上活动，最著名的是划船、游泳、潜水和钓鱼。该地区还有71个高尔夫球场。克利尔沃特的人均医生数量很多，空气质量良好，而且非常适合骑自行车和步行。海拔是30英尺。佛罗里达州没有州所得税或遗产税。根据 FEMA 的数据，克利尔沃特的自然灾害风险相对中等——它的风险低于佛罗里达州许多其他受欢迎的地区，部分原因是飓风往往会跳过墨西哥湾沿岸的那部分地区。严重犯罪率高于全国平均水平。


Coeur d’Alene, Idaho ⛵
Scenic mountains and waterways, including 25-mile-long Lake Coeur d’Alene, give this city 300 miles east of Seattle its outdoors props for fishing, boating, swimming and hiking. Coeur d’Alene has an adequate number of physicians, good air quality, and a low serious crime rate. The city is very bikeable, although not very walkable. Elevation is 2,200 feet. There is no state tax on Social Security benefits or on estates. FEMA rates Coeur d’Alene at a very low risk for natural hazards.

Coeur d'Alene, 爱达荷州 ⛵ 风景秀丽的山脉和水道，包括 25 英里长的 Coeur d'Alene 湖，为这座位于西雅图以东 300 英里的城市提供了钓鱼、划船、游泳和徒步旅行的户外道具。 Coeur d’Alene 拥有足够数量的医生、良好的空气质量和较低的严重犯罪率。这座城市非常适合骑自行车，但不太适合步行。海拔为 2,200 英尺。对社会保障福利或遗产不征收州税。 FEMA 将 Coeur d’Alene 评为极低的自然灾害风险。
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Dallas, Texas ⛳
Nearly 80 golf courses in the area plus a robust arts/culture and fine dining scene distinguish the Big D. The city has an adequate number of physicians per capita and is somewhat walkable and very bikeable. Air quality is good. There is no state taxation of income or estates. Elevation is 430 feet. Dallas gets a favorable rating on the University of Notre Dame climate change risk metric, but not so favorable on the FEMA National Risk Index. Serious crime rate is above the national average.

德克萨斯州达拉斯 ⛳ 该地区近 80 座高尔夫球场以及丰富的艺术/文化和精致的餐饮场所使 Big D 与众不同。这座城市的人均医生数量充足，适合步行和骑自行车。空气质量很好。没有遗产征税。海拔为 430 英尺。达拉斯在圣母大学气候变化风险指标上获得了良好的评级，但在 FEMA 国家风险指数上却没有那么好。严重犯罪率高于全国平均水平。


Fayetteville, Arkansas ⛵ ⛳
In one of the best deals around, the University of Arkansas offers free tuition and fee waivers to senior citizens at its flagship campus in this Ozarks city 200 miles northwest of Little Rock. That complements extensive parks and waterways in the scenic area conducive to hiking, fishing and boating, plus 21 golf courses. Elevation is 1,400 feet. There are adequate physicians per capita and good air quality. There is no state estate tax, and no state income tax on Social Security benefits or a portion of pension income. Fayetteville has a favorable moderate rating on the FEMA National Risk Index uating relative natural hazards. Downside: the serious crime rate is above the national average.

阿肯色州费耶特维尔 ⛵ ⛳
阿肯色大学位于小石城西北 200 英里的奥扎克斯市的旗舰校区，是周边最优惠的交易之一，为老年人提供免费学费和费用减免。这与风景区内广阔的公园和水道相辅相成，有利于远足、钓鱼和划船，以及 21 个高尔夫球场。海拔为 1,400 英尺。人均拥有足够的医生，空气质量良好。没有州遗产税，也没有对社会保障福利或部分养老金收入征收州所得税。费耶特维尔在评估相对自然灾害的 FEMA 国家风险指数中获得良好的中等评级。缺点：严重犯罪率高于全国平均水平。


Gainesville, Florida
The University of Florida provides a number of lifelong learning opportunities in this leafy college town 115 miles northwest of Orlando. Numerous parks and outdoor areas offer hundreds of miles of trails for hiking and biking. A city with a large infrastructure for retirees, Gainesville has abundant doctors and good air quality. It is very bikeable, although not as walkable. Elevation is 150 feet. Florida has no state income or estate tax. Thanks partly to its inland location, both the University of Notre Dame and FEMA give Gainesville favorable climate change/natural hazard risk ratings. Serious crime rate, however, is above the national average.

佛罗里达州盖恩斯维尔
佛罗里达大学在奥兰多西北 115 英里这个绿树成荫的大学城提供了许多终身学习的机会。许多公园和户外区域提供数百英里的远足和骑自行车小径。盖恩斯维尔是一座为退休人员提供大型基础设施的城市，拥有丰富的医生和良好的空气质量。它非常适合骑自行车，但不太适合步行。海拔是 150 英尺。佛罗里达州没有州所得税或遗产税。部分归功于其内陆位置，圣母大学和 FEMA 均给予盖恩斯维尔有利的气候变化/自然灾害风险评级。然而，严重犯罪率高于全国平均水平。


Iowa City, Iowa
University of Iowa provides numerous lifelong learning opportunities in this classic college town, 115 miles east of Des Moines, that is also honored as a UNESCO City of Literature. It has a high ratio of doctors per capita, good air quality and low serious crime rate. The city is very bikeable and somewhat walkable. Elevation is 700 feet. There is no state income tax on Social Security benefits, and a partial tax break for pension income, but there is a state estate tax. FEMA gives Iowa City a favorable relatively low risk ranking on its National Risk Index uating natural hazards.

爱荷华州爱荷华市
爱荷华大学在这个位于得梅因以东 115 英里的经典大学城提供众多终身学习机会，这里也被誉为联合国教科文组织文学之城。它的人均医生比例高，空气质量好，严重犯罪率低。这座城市非常适合骑自行车，也适合步行。海拔为 700 英尺。社会保障福利没有州所得税，养老金收入有部分税收减免，但有州遗产税。 FEMA 在其评估自然灾害的国家风险指数中为爱荷华市提供了有利的相对较低的风险排名。


Pinehurst, North Carolina ⛳
Nearly 40 golf courses, led by famous century-old Pinehurst Resort, plus golf schools dot this idyllic village with a pleasant climate 90 miles east of Charlotte. The ratio of doctors per capita is high, the air quality is good, and the serious crime rate is very low. There is no state income tax on Social Security benefits, and no state taxes on estates. Pinehurst has a moderate rating on the FEMA National Risk Index uating relative natural hazards including flooding, earthquake, heat wave, cold wave and drought.

北卡罗来纳州派恩赫斯特 ⛳
在夏洛特以东 90 英里处，这个气候宜人的田园村庄有近 40 个高尔夫球场，由著名的百年老派恩赫斯特度假村 (Pinehurst Resort) 领导，此外还有高尔夫学校。人均医生比例高，空气质量好，严重犯罪率很低。社会保障福利不征收州所得税，遗产也不征收州税。 Pinehurst 在 FEMA 国家风险指数评估相对自然灾害（包括洪水、地震、热浪、寒潮和干旱）中的评级为中等。


Pittsfield, Massachusetts
Aging manufacturing city 135 miles west of Boston and 40 miles southeast of Albany, N.Y., has been reborn in recent decades as a center of world-class arts/culture scene. The nearby state parks and wildlife areas in scenic but not-so-towering Berkshire Mountains add outdoor land attractions. The ratio of doctors per capita is high, and there is good air quality. FEMA ranks the city on its National Risk Index as having a very low risk for natural hazard events. There is no state income tax on Social Security income, but there is a state estate tax. Serious crime rate is above the national average.

马萨诸塞州皮茨菲尔德
位于波士顿以西 135 英里、纽约州奥尔巴尼东南 40 英里的老城制造业在近几十年来重生为世界级艺术/文化中心。附近风景优美但不那么高耸的伯克希尔山脉的州立公园和野生动物区增加了户外陆地景点。人均医生比例高，空气质量好。 FEMA 在其国家风险指数中将该城市列为自然灾害事件风险非常低的城市。社会保障收入没有州所得税，但有州遗产税。严重犯罪率高于全国平均水平。


Portland, Maine ⛵
This coastal city 100 miles north of Boston has a wide variety of water and land recreation, including boating, kayaking, rafting, cross-country snow skiing, hiking and bicycling. The restaurant scene is robust. It offers a low serious crime rate, a high ratio of doctors per capita and good air quality. The city is very walkable and bikeable. Elevation is 60 feet. There is no state income tax on Social Security benefits, but there is a state estate tax. Portland enjoys a favorable rating in the University of Notre Dame climate change risk study and FEMA’s National Risk Index of exposure to natural hazards.

缅因州波特兰 ⛵
这座位于波士顿以北 100 英里的海滨城市拥有种类繁多的水上和陆地娱乐活动，包括划船、皮划艇、漂流、越野滑雪、远足和骑自行车。餐厅的场景很健壮。它提供较低的严重犯罪率、较高的人均医生比例和良好的空气质量。这座城市非常适合步行和骑自行车。海拔是 60 英尺。社会保障福利没有州所得税，但有州遗产税。波特兰在圣母大学气候变化风险研究和 FEMA 的自然灾害暴露国家风险指数中享有良好的评级。
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Salt Lake City, Utah ❤️ ⛵
Nestled between the Great Salt Lake and the Wasatch Range, this city offers a wide range of outdoor activities, including skiing, bird watching, hiking and fishing. Indoors, the University of Utah offers a wide range of courses for seniors in concert with the Osher Lifelong Learning Institute. The city has a high rate of volunteering as measured by Barda.org. The city is very walkable and bikeable. Elevation is 4,300 feet. The state income tax hits Social Security benefits, although there is no state estate tax. Salt Lake City has favorable climate change/natural hazard risk ratings from the University of Notre Dame and FEMA. On the downside, the serious crime rate is above the national average, and there often are air quality issues.

犹他州盐湖城 ❤️ ⛵
这座城市坐落在大盐湖和瓦萨奇山脉之间，提供各种户外活动，包括滑雪、观鸟、远足和钓鱼。在室内，犹他大学与 Osher Lifelong Learning Institute 合作，为老年人提供广泛的课程。根据 Barda.org 的测量，该市的志愿服务率很高。这座城市非常适合步行和骑自行车。海拔为 4,300 英尺。尽管没有州遗产税，但州所得税会影响社会保障福利。盐湖城拥有来自圣母大学和 FEMA 的有利气候变化/自然灾害风险评级。不利的一面是，严重犯罪率高于全国平均水平，并且经常存在空气质量问题。


Santa Fe, New Mexico
This scenic state capital mountain town 60 miles north of Albuquerque offers dozens of art galleries, fine restaurants and museums, plus world-class skiing and other outdoor land activities. Santa Fe has a high number of doctors per capita, good air quality and a low serious crime rate. At an elevation of 7,200 feet, the city is very bikeable and somewhat walkable. While there is no state estate tax, the state income tax does hit Social Security benefits. Santa Fe has a favorable rating of moderate on the FEMA National Risk Index uating relative natural hazards including flooding, earthquake, heat wave, cold wave and drought.

新墨西哥州圣达菲
这个风景秀丽的州首府山城位于阿尔伯克基以北 60 英里处，拥有数十家艺术画廊、精美的餐厅和博物馆，以及世界一流的滑雪和其他户外陆地活动。圣达菲的人均医生人数多，空气质量好，严重犯罪率低。这座城市海拔 7,200 英尺，非常适合骑自行车和步行。虽然没有州遗产税，但州所得税确实影响了社会保障福利。圣达菲在 FEMA 国家风险指数评估相对自然灾害（包括洪水、地震、热浪、寒潮和干旱）中的良好评级为中等。


Scottsdale, Arizona ⛳
This Phoenix suburb offers more than 100 nearby golf courses—55 in Scottsdale alone—other outdoor activities like hiking and horseback riding in the desert, and a big restaurant scene. There are adequate doctors per capita and a low serious crime rate. The city is very bikeable, though not as walkable. Elevation is 1,250 feet. There is no state tax on Social Security benefits or estates. On the down side, FEMA’s National Risk Index puts Scottsdale in the second highest of its five natural hazard tiers. Air quality continues to be a problem.

亚利桑那州斯科茨代尔 ⛳
这个凤凰城郊区提供 100 多个附近的高尔夫球场——仅斯科茨代尔就有 55 个——其他户外活动，如在沙漠中远足和骑马，以及一个大型餐厅。人均医生数量充足，严重犯罪率低。这座城市非常适合骑自行车，但不太适合步行。海拔为 1,250 英尺。对社会保障福利或遗产不征收州税。不利的一面是，FEMA 的国家风险指数将斯科茨代尔置于其五个自然灾害等级中的第二高。空气质量仍然是一个问题。


Traverse City, Michigan ⛵ ⛳
Some 250 miles northwest of Detroit, this center of tart cherry production boasts the famed Interlochen Center for the Arts nearby with its hundreds of yearly concerts, frontage on Lake Michigan and a reputation as a top dining town. There’s above-average doctors per capita and good air quality, and the city is very walkable and bikeable. Elevation is 600 feet. The state doesn’t tax estates or Social Security benefits and grants additional income tax breaks for pension income. Traverse City gets a favorable rating on FEMA’a National Risk Index. Downside: The serious crime rate is above the national average.

密歇根州特拉弗斯城 ⛵ ⛳
这个酸樱桃生产中心位于底特律西北约 250 英里处，附近有著名的 Interlochen 艺术中心，每年举办数百场音乐会，毗邻密歇根湖，享有顶级餐饮小镇的美誉。人均医生数量高于平均水平，空气质量良好，这座城市非常适合步行和骑自行车。海拔是600英尺。国家不对遗产或社会保障福利征税，并为养老金收入提供额外的所得税减免。特拉弗斯城在 FEMA'a 国家风险指数中获得良好评级。缺点：严重犯罪率高于全国平均水平。
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Tucson, Arizona ⛳
More than 40 golf courses are in or near this city just 70 miles from Mexico. The University of Arizona provides a number of lifelong learning opportunities while anchoring a robust arts/culture scene. The surrounding Sonoran Desert and mountains offer hiking and other outdoor land activities. There are abundant doctors and good air quality. At an elevation of 2,600 feet, Tucson is very bikeable and somewhat walkable. There is no state taxation of Social Security benefits or estates. The University of Notre Dame ranks the climate-change risk as low, although FEMA finds a relatively high natural hazard risk due to such factors as heat, drought, possible river flooding and lightning. The serious crime rate is above the national average.

图森，亚利桑那州 ⛳
这座距离墨西哥仅 70 英里的城市内或附近有 40 多个高尔夫球场。亚利桑那大学提供了许多终身学习的机会，同时建立了一个强大的艺术/文化场景。周围的索诺兰沙漠和山脉提供远足和其他户外陆地活动。有丰富的医生和良好的空气质量。图森海拔 2,600 英尺，非常适合骑自行车和步行。国家不对社会保障福利或遗产征税。圣母大学将气候变化风险列为低，但 FEMA 发现由于高温、干旱、可能的河流洪水和闪电等因素，自然灾害风险相对较高。严重犯罪率高于全国平均水平。


Walla Walla, Washington
The presence nearby of 120 wineries has helped spawn a vigorous fine dining scene in this quaint rural town 260 miles southeast of Seattle, and surrounding terrain is quite conducive for hiking and biking. There is a high ratio of doctors per capita, good air quality and a low serious crime rate. The city is very bikeable and somewhat walkable. Elevation is 950 feet. There is no state income tax, but Washington state does levy an estate tax. FEMA rates the natural hazard risk in Walla Walla as low.

华盛顿州沃拉沃拉
在西雅图东南 260 英里的这个古朴的乡村小镇，附近有 120 家酿酒厂，营造出充满活力的美食氛围，周围的地形非常适合远足和骑自行车。人均医生比例高，空气质量好，严重犯罪率低。这座城市非常适合骑自行车，也适合步行。海拔为 950 英尺。没有州所得税，但华盛顿州征收遗产税。 FEMA 将 Walla Walla 的自然灾害风险评为低。
原创翻译：龙腾网 http://www.ltaaa.cn 转载请注明出处