你骗过骗子吗？

Todd Allen
Ever gotten the “Anne from Card Services” calls?
Yep, those. They tell you that they can lower your interest rate, if you just (yep, you guessed it) give them your credit card number.
At first I hung up on them, but one day I had time and I figured I’d see what their game is. So I faked sounding a little “slow”, and they apparently thought they’d found an easy mark. They were even quite patient when I pretended not to quite understand their instructions properly.
Eventually, I gave them a fake (but plausible sounding) Visa number. The next thing they ask for is the telephone number for the bank on the back of the card, to “verify” the number. I was more than happy to give them the telephone number, 1–800-225-5324. Otherwise known as 1–800-CALL-FBI, their tip line for frauds and scams.
So, they put me on hold to do their “verification”. I actually got the satisfaction of hearing a “What the—?” before the line quickly dropped.
Didn’t get too many of those calls after that, for some odd reason.

收到过“信用卡服务公司的安妮”电话吗？
是的，很多。他们告诉你如果你只是（是的，你猜对了）给他们你的信用卡号的话，他们可以降低你的利率。
起初我挂断了电话，但有一天我有时间，我想看看他们在玩什么把戏。所以我假装听起来有点“迟钝”，他们显然认为他们找到了一个容易的目标。当我假装不太明白他们的指示时，他们甚至相当耐心。
最后，我给了他们一个假的(但听起来可信的)信用卡号码。他们接下来要的是卡片背面银行的电话号码，以“验证”号码。我非常乐意的给他们电话号码，1-800-225-5324。也称为1-800-CALL-FBI，是他们欺诈和诈骗的提示线。
所以，他们让我暂停，以进行他们的“验证”。事实上，我在电话很快掉线之前听到了一句“搞什么-？”，对此感到很满意。
因为一些奇怪的原因，之后没有接到太多这样的电话。

Vimal Soni
Yes I did and its an amazing feeling that when you keep a scammer busy, his time is wasted and he could scam less people!!!
This is what happened:
I received a call from +91 120 3037862 saying they are calling from India Shopping Mart and I have won an LED TV for which I have to pay just INR 3000 as a processing fees.
(suspecting a scam here, I thought of scamming him and keep him busy as long as I can)
Me: Alright, how can I pay the money?
He (In excitement): Sir, you have to pay the amount via PayTM wallet. Once you complete the payment, share the transaction details with us so that we can send you your gift.
Me: Ok but currently I do not have PayTM wallet balance. I need to reload my wallet.
He: I will wait sir, you take your time and load the money.
(I wasted 5 more minutes)
Me: I am unable to add money, I think my net is slow. Please wait I am trying.
(Wasted 5 more minutes)
He: Sir, did you load the money successfully?
Me: I guess you called me on the same number from which I use the Internet. You have to drop off so that I can load the money

是的，我做到了，当你让一个骗子忙得不可开交时，他的时间被浪费了，他就可以少骗一些人！！！
这就是发生过的事情：
我接到+91 120 3037862的电话，说他们是从印度购物中心打来的，我赢得了一台LED电视，我只需支付3000卢比的手续费。
（怀疑这里有骗局，我想骗他，尽可能让他忙）
我：好吧，我怎么付钱？
他（激动地）说：先生，您必须通过PayTM钱包支付金额。一旦您完成付款，请与我们分享交易详情，以便我们可以向你发送礼物。
我：好的，但目前我PayTM钱包没有余额。我需要重新充钱进我的钱包才行。
他：我会等你的，先生，你慢慢来，把钱充进去。
（我又浪费了5分钟）
我：我充不了钱，我想我的网速太慢了。请稍候，我正在尝试。
（又浪费了5分钟）
他：先生，你成功充进钱了吗？
我：我想你打电话给我的号码和我上网的号码是一样的。你必须挂断，这样我才能把钱充进去

He: Alright sir I will call you after 10 minutes.
(He Called back after 15 minutes)
Me: Yes so now I have loaded INR 3000 in my PayTM wallet. Tell me the number on which I have to send it.
He: Send it on 8512845946
Me: Ok I will send it on 851285946
He (in little frustration): Its 8512845946 sir. Please note it down somewhere.
Me: Ok I have noted 8512845946. Sending you the money.
(Wasted 5 more minutes)
Me: I am unable to send. It says “Failed, please try again!” (LOL)
He: I guess your Internet will not work while on call. I am dropping off and will callback after 10 mins.
(He called back after 15 mins)

他：好的，先生，我10分钟后给你回电话。
（他15分钟后回电话）
我：是的，现在我的PayTM钱包里充了3000卢比。告诉我我要转入的号码。
他：8512845946
我：好的，我会转入进851285946
他（有点沮丧）：先生，是8512845946。请在某处记下来。
我：好的，我注意到8512845946，把钱转给你哈。
（又浪费了5分钟）
我：我无法发送。上面写着“失败，请重试！”（LOL）
他：我想你的网络在通话时不会工作。我正在挂电话，10分钟后会打回来。
（15分钟后他打电话回来）

Me: I have sent the money successfully.
He (more excited): Let me check sir. (He checked the transactions but did not find anything) LMAO…
He: Sir I have not received the money yet. Have you sent it correctly?
Me: Yes I have sent it to your number. I have the transaction number also.
He: Give me the transaction number sir.
Me: 904006302743 (Bar-code number of my deo)
He: Sir I cannot find any such transaction.
Me: I have taken the screenshot as well.
He: Sir please send that screenshot to my number 7065614090
(After wasting 2–3 mins)

我：我成功地转了钱。
他（更加兴奋）：让我检查一下，先生。（他检查了交易，但发现没有增加余额）笑死我了...
他：先生，我还没有收到钱,你转对了吗？
我：是的，我已经转到你的号码了。我还有交易号。
他：先生，给我交易号码。
我：904006302743（我的deo的条形码编号）
他：先生，我找不到这样的交易。
我：我也拍了截图。
他：先生，请把截图发给我的电话7065614090
（浪费2-3分钟后）

Me : Please drop the call I cant send.
He saw the pic and called me excitedly.
He: Sir I see you have successfully sent the money but as there is a network issue in PayTM server, the money is on the way and yet to reach us.
LMFAO, he said “Money is on the way”!!!
(I controlled my laughter somehow and asked)
Me: How much time it will take to reach you? Will it reach to you or someone else? I have sent you the money now I want my gift.
He: Don’t worry sir your money will not go anywhere. Once I will receive it in my Passbook, I will call you and take your address.
Now the wait has begun… He keeps on waiting and waiting and waiting…!!!
I am glad I wasted almost an hour of him so that he could scam less people.
Edit 1: They came to know that I fooled them big time, so now they are calling me up and threatening me!!
Numbers: +91 120303 7862 & 8512845946

我：请把电话放下。
他看到了照片，激动地打电话给我。
他：先生，我看到你已经成功地汇款了，但由于PayTM服务器存在网络问题，这笔钱还在路上，尚未到达我们手中。
笑死我了，他说“钱在路上”！！！
（我不知怎么忍住了笑，问道）
我：需要多长时间才能到达你那？它会传到你或其他人身上吗？我已经把钱转给你了，现在我要我的礼物。
他：别担心，先生，你的钱哪儿都不会丢。一旦我在存折上收到它，我就会给你打电话，记下你的地址。
现在等待开始了，他继续等待，等待，等待…！！！
我很高兴我浪费了他将近一个小时，这样他就可以少骗人了。
编辑1：他们知道我骗了他们很多次，所以现在他们给我打电话，威胁我！！
电话：+91 120303 7862和8512845946

Mark Farley
Yes, and even the FBI were amused in the end.
Too good to be true?
Back in 1989, I was looking for a house to rent for my family. It wasn’t going well. Most homes in the price range I could pay were either in poor condition or in a bad neighborhood. I was chasing every lead, so when I saw a sign nailed to a telephone pole that offered “3 bedroom homes for rent - $450,” I called and left a message.
The man who called me back introduced himself as “Jesse,” and he indicated that he had two vacant houses remaining. He gave me the addresses and said to call back if I was interested in either home. The first house was much like the others I had been seeing — marginal condition in a marginal neighborhood. The second house wasn’t at all like I expected. It was — AWESOME! It was in a good neighborhood. Looking through the windows, I actually counted four bedrooms, with a master bedroom that opened onto a deck, and it had a sun room! A FREAKIN’ SUN ROOM!
Convinced he had given me the wrong address, I called back, and when he confirmed the address, I quickly told him I wanted to lease the house. He met me at the house, and he seemed to know almost nothing about it. He even seemed surprised that the house actually had four bedrooms. We signed the lease, and he took my first month’s rent and a deposit check for the same amount.
Bad news!
After a little more than a month of the high life in our new home, a trivial incident happened that was the first indication of trouble. The float in a toilet broke, but it was no big deal. I spent $10 replacing the part, and wanted to arrange to deduct the cost from the next month’s rent. I called and left a message for Jesse that I had something I wanted to talk to him about, but he didn’t call me back. I called back a week later to remind him that I needed to talk to him, but again he didn’t return the call. Hmmm ...

是的，最后连联邦调查局都被逗乐了。
难以置信！
早在1989年，我就在为家人找出租房子。一切都不顺利。在我所能支付的价格范围内，大多数房屋要么状况不佳，要么居住环境恶劣。我一直在寻找每一条线索，所以当我看到电话杆上钉着一个牌子，上面写着“三居室房屋租金450美元”时，我打了电话并留言。
给我回电话的那个人自称“杰西”，他表示自己还有两间空房子。他给了我地址，并说如果我对这两个放在都感兴趣，可以打电话给我。第一所房子和我看到的其他房子很像——在一个边缘的社区里，条件很差。第二栋房子一点也不像我预想的那样。太棒了！这是在一个很好的社区。透过窗户，我实际上数了四间卧室，其中一间主卧室通向木制平台，还有一间阳光房！该死的阳光房！
我确信他给了我一个错误的地址，于是打电话回去，当他确认了地址后，我很快告诉他我想租房子。他在家里遇到了我，他似乎对此一无所知。他甚至对这所房子实际上有四间卧室感到惊讶。我们签了租约，他拿走了我第一个月的租金和一张相同金额的存款支票。
坏消息！
在我们的新家过了一个多月的奢华生活后，发生了一件小事，这是麻烦的第一个迹象。马桶里的浮子坏了，但没什么大不了的。我花了10美元更换零件，并想安排从下个月的租金中扣除费用。我打电话给杰西，给他留了一条信息，说我有某某事想和他谈谈，但他没有给我回电话。一周后，我打电话给他，提醒他我需要和他谈谈，但他再次没有回电话。
原创翻译：龙腾网 http://www.ltaaa.cn 转载请注明出处

It was a Sunday morning, a few weeks later, and I was leisurely lying on the sofa in MY SUN ROOM reading the local paper, when something caught my eye — a report of an emerging scam taking place across the country.
As the story explained, because the economy had quickly slowed, home values had plummeted, and in many areas, homeowners owed much more on their mortgages than their homes were worth. Some homeowners, though, had a type of mortgage called an FHA “non-qualifying assumable” loan. This allowed a homeowner to sell their home to anyone, regardless of the buyer’s qualifications or ability to pay, with the buyer simply taking over the seller’s debt to the FHA. The article indicated that con men were buying large numbers of these houses, immediately renting them out, and collecting rent without making mortgage payments for as long as possible until the homes were foreclosed on.
OMG!OMG!!OMG!!!
The article went on to interview renters who had been told they had to leave the foreclosed houses, and some key things stood out: they had surprisingly low rent on nice homes (so the scammer could start the rent stream ASAP), and once they moved in, they could never get in touch with the landlord, despite multiple calls (!!!!!). Fuuuuudge!
I asked a neighbor what he knew about the buyer and, sure enough, he told me that the previous owner owed over $100K on a house she was told she could sell for about $65K, but that a buyer agreed to take over her mortgage for the full amount.
Last call:
I was PISSED! The last thing I wanted to do was give this scammer another dollar. He had already taken my deposit and two months’ rent. I called the Austin Tenants Council and explained the situation. The friendly lawyer said that I had no proof and that I absolutely, under no circumstances, could stop paying rent.
I remembered that he hadn’t called me back about the $10 toilet float, and that I had never told him why I had called. I decided to give him one last chance, and if he called me back, I would have to keep paying rent. I called him one last time, acting extremely angry and threatening, and waited.
He never called back, and I never sent another check.

几周后的一个星期天早上，我正悠闲地躺在阳光房的沙发上看当地报纸，突然有一件事引起了我的注意——一份关于全国各地正在发生的新骗局的报道。
正如故事所解释的那样，由于经济迅速放缓，房屋价值暴跌，在许多地区，房主所欠的抵押贷款远远超过了房屋的价值。然而，一些房主有一种被称为FHA“不合格可担保”贷款的抵押贷款。这允许房主将房屋出售给任何人，无论买家的资格或支付能力如何，买家只需接管卖家对FHA的债务。文章指出，骗子们购买了大量此类房屋，立即将其出租，并在房屋被取消赎回权之前尽可能长时间不支付抵押贷款而收取租金。
天啊！
文章接着采访了那些被告知必须离开止赎房屋的租房者，其中一些关键的事情突出了出来：他们在漂亮的房子上的租金出奇的低（所以骗子可以尽快启动租金流），一旦租客搬进来，他们就再也联系不上房东了—尽管多次打电话！，该死！
我问了一位邻居，他对这位买家有什么了解，果然，他告诉我，前房主在一栋房子上欠了10万美元，她被告知可以卖到65万美元左右，但一位买家同意全额接管她的抵押贷款。
上次通话：
我被吓坏了！我最不想做的就是再给这个骗子一美元。他已经拿走了我的押金和两个月的房租。我给奥斯汀租户委员会打了电话，解释了情况。这位友好的律师说，我没有证据，在任何情况下，我绝对不能停止支付租金。
我记得他没有给我回电话，告诉我10美元的马桶花车，我也没有告诉他我打电话的原因。我决定给他最后一次机会，如果他给我回电话，我就得继续付房租。我最后一次打电话给他，表现得非常愤怒和威胁，然后等待。
他从未回过电话，我也从未再寄过一张支票。

Time’s up:
About three months later, we got the first note on our door demanding that we “call the bank about your mortgage.” It had begun. The same thing happened for the next four months. During the fourth month, we found a notice posted on the door that the house was being foreclosed on, and that we had to vacate it in 60 days.
In the end, we were in the house for just over nine months, for which we paid two months’ rent and lost the deposit. The scammer lost over $2500 just for not returning my call about a $10 toilet part.
Agents at the door, and LOLs:
About three years later, I was in my garage when my wife came in and said, “Mark, two guys from the FBI are here and they want to talk to you.”
The agents introduced themselves and asked if we had lived at the address of the scam rental house. I said, “Yes, for nine months,” and they indicated that Jesse had been arrested crossing the border into Mexico. He had pulled the same scam on over 20 houses, and they were tasked with building the felony case against him for cheating the FHA. They said they would need a copy of my lease agreement and copies of all the rent checks.
“Yeah, about that, I stopped paying after the second month.” They were incredulous, and when I explained that I quit paying because of the toilet piece and everything, they burst out laughing. I gave them the lease agreement and agreed to get copies of the few checks for them.
Jesse later pled guilty and went to the pokey (ironically, the house is now worth $270K more than he paid for it. If he had just paid the mortgage and kept it, instead of making like a bandit, he could have made out like a bandit).

时间到了：
大约三个月后，我们在门上收到了第一张纸条，要求我们“就你的抵押贷款问题打电话给银行”。事情已经开始发酵。接下来的四个月也发生了同样的事情。在第四个月里，我们发现门上贴着一张通知，说房子被取消赎回权，我们必须在60天内将其腾空。
最后，我们在房子里住了九个多月，为此我们只支付了两个月的租金，并失去了押金。这个骗子因为没有回电话给我一个10美元的马桶部件而损失了2500美元。
探员在门口，哈哈。
大约三年后，我正在车库里，我妻子进来对我说:“马克，有两个联邦调查局的人来了，他们想和你谈谈。”
探员介绍了自己，并询问我们是否住在诈骗出租屋的地址。我说：“是的，住有九个月了。”他们表示杰西已经越过边境进入墨西哥被捕。他在20多所房屋上实施了同样的骗局，他们被指派对他欺诈联邦住房管理局的重罪进行起诉。他们说他们需要我的租赁协议副本和所有租金支票的副本。
“好的，关于这个，我在第二个月后就停止了付款。”他们不敢相信，当我解释说我因为马桶盖和其他东西而停止付款时，他们大笑起来。我给了他们租赁协议，并同意为他们复印几张支票。
杰西后来认罪，去了监狱（具有讽刺意味的是，这所房子现在比他支付的价值高出27万美元。如果他只是支付了抵押贷款并保留了它，而不是像强盗一样赚钱，他可能会像强盗一样赚得盆满钵满）。

John Geare
Sure have.
This one was the call from a phony Msoft engineer about a virus on my computer.
He directed me to press certain keys.
System Locked:
I responded that the virus had frozen my computer - no response to key presses or mouse movements. I was totally sincere in my tone of voice, pretending as if the condition I was describing was really true.
For the next 5 minutes, he tried telling me various ways to restart the computer.
I replied that no matter what I tried, the system stayed powered up, but was frozen.
He told me finally to pull out the power cord.
I said that I did, but the system was still powered up.
“How can that be?” he asked.
“Running on the battery, I guess,” was my reply.
He believed me, and “escalated” the call. The above conversation was repeated, until they finally just hung up.
I called back, saying we had been cut off. I repeated my problem about powered but frozen, and led the new ”technician” down the same garden path as the first one. They terminated the call, and I called back.

当然有过。
这是一个假冒的微软工程师打来的电话，关于我电脑上的病毒的事情。
他指示我按某些键。
系统锁定：
我回应说，病毒已经冻结了我的电脑：按键或鼠标移动没有反应。我的语气非常真诚，假装我所描述的情况是真的。
在接下来的5分钟里，他试着告诉我重启电脑等各种方法。
我回答说，无论我尝试了什么，系统都保持通电状态，但被冻结了。
他最后告诉我拔掉电源线。
我说好的，但系统仍然通电。
“这怎么可能？”他问道。
我的回答是：“我想是在用电池。”。
他相信了我，并“升级”了电话。上面的对话被重复了一遍，直到他们终于挂断了电话。
重新给我打进电话，说我们被切断了。我重复了我关于通电但被冻结的问题，并带领新的“技术人员”沿着与第一个相同的花园道路前进。他们终止了电话，我打了回去。

For the next new tech, I repeated as above.
In the space of an hour, I had gone through about 5 technicians.
They Roll Out the Big Gun:
At last, I was transferred to the “manager,” who warned me about playing games with them.
“I’m not playing games!” I said. “You guys know I’m not because you called ME, right? You know there is something wrong, here. I’m telling you this system is locked up and I need help.”
The Sell:
They switched tactics, now offering to sell me a service plan: One time fix, annual contract, or lifetime contract. All priced accordingly.
I opted for the one time fix.
And he began the upsell process, which went on for 15 minutes. At last I chose the life time plan ($1,500).
By now, about 90 minutes have elapsed since first contact.

对于下一个新技术人员，我重复了上面的步骤。
在一个小时的时间里，我已经与大约5名技术人员通话。
他们推出重要人物：
最后，我被调拨到了“经理”那里，他警告我不要和他们搞事。
“我不是在搞事！”我说。“你们知道我不是的，因为你们打电话给我的，对吧？你们知道这里有问题的。我告诉你们，这个系统被锁定了，我需要帮助。”
销售：
他们改变了策略，现在向我提供一个服务计划：一次性修复、年度合同或终身合同，均有价格均相应。
我选择了一次性修复。
他开始了追加销售过程，持续了15分钟。最后我选择了终身计划（1500美元）。
到目前为止，距离第一次接触已经过去了大约90分钟。

But How to Pay?
Having chosen the expensive plan, the manager now asked for credit card information.
I said I didn’t use credit cards, but that I could send a check.
He suggested a wire transfer and asked for my routing information.
I said I hoped he understood that I never told people that information, and suggested we use PayPal instead. “You do take PayPal, don’t you?” I asked.
He said not.
My Microsoft Premium Support Plan:
And that’s when I said I had a paid premium support plan with Microsoft, and asked why that plan wouldn’t cover the fix.
In a lengthy explanation, he said the plan didn’t cover virus problems.
Now 2 hours had passed.

但如何付款？
选择了昂贵的计划后，经理现在要求提供信用卡信息。
我说我不用信用卡，但我可以寄支票。
他建议电汇，并询问我的路线信息。
我说，我希望他能理解我从来没有告诉过别人这些信息，并建议我们用PayPal代替。“你们接受PayPal，对吧?”我问。
他说没问题。
我的微软高级支持计划:
就在那时，我说我与微软有一个付费的高级支持计划，并问为什么该计划不能覆盖修复。
在一份冗长的解释中，他说该计划没有涵盖病毒问题。
现在两个小时过去了。
原创翻译：龙腾网 http://www.ltaaa.cn 转载请注明出处

It Works!
I could tell the manager was frustrated, running out of options. But owing to my utter sincerity, he was hanging in with me.
Then I interrupted: “Hey! You did it! It’s working! This is fantastic! How did you do it?!”
Manager: But I didn’t do anything! We aren’t even connected to you…
Me: Well, you obviously did something. The system is running faster than ever. This is great!
Manager (angry): No, we did nothing! This is just part of the virus behavior, your system will crash and nothing will fix it.
Me: Wait, wait! (I make key tapping noises). Really, it will crash? So why is it running so well?
Manager: That’s how the virus works. It is giving you a false sense of security while it is deleting files and corrupting your data…
Me: Hold on! I just finished running a virus scan. The system is clean. No issues found. This is fantastic! Thank you!

电脑可以工作了！
我看得出经理很沮丧，已经没有选择了。但由于我的绝对真诚，他一直没放弃我。
然后我打断了：“嘿！你做到了！它起作用了！太棒了！你是怎么做到的？！”
经理：但我什么都没做！我们甚至没有联系到你啊。
我：嗯，你显然做了什么。系统运行速度比以往任何时候都快，这太棒了！
经理（生气）：不，我们什么都没做！这只是病毒行为的一部分，你的系统会崩溃，没有什么可以修复它。
我：等等，等等！（我发出敲击键的声音）。真的，它会崩溃吗？那么为什么它运行得这么好呢？
经理：这就是病毒的工作原理。当它删除文件并损坏数据时，它会给你一种错误的安全感。
我：等等！我刚刚完成病毒扫描，系统清洁。未发现问题。这太棒了！非常感谢。
原创翻译：龙腾网 http://www.ltaaa.cn 转载请注明出处

Manager: But I guarantee it will fail. This is just temporary.
Me: Hold on. (more clicking noises). But how can you be so sure if you are not connected?
Manager: We just know from experience.
Me: I just powered down and started up again. Everything is perfect! OK, look, I want to pay you for this. Where can I send a check, what is your address?
Manager: We can’t accept payment like that.
Me: Sure you can. I’ll make it to you personally. What’s your name and address?
Manager:
Total time: about 2 and a half hours. 6 “technicians” and one “manager” burned.
I commend this approach to anyone else who receives the same scam attempt.

经理：但我保证它会失败，这只是暂时的。
我：等等。（更多的咔嚓声）。但是如果你没有连接，你怎么能这么确定呢?
经理：我们只是从经验中知道。
我：我刚关机，又重新启动了。一切都很完美！好吧，听着，我想付钱给你。我从哪里寄支票，你的地址是什么？
经理：我们不能接受这样的付款。
我：当然可以。我会亲自给你的。你的名字和地址是什么？
经理：.......
总时间：约2个半小时。6名“技术人员”和1名“经理”被被骗了。
我向任何其他收到相同诈骗企图的人推荐这种方法。