网友讨论：加拿大平均生活成本是多少？-网帖翻译-龙腾网

Lena Shriner
A lot of people come to Canada every year with hope and aspiration to live a quality life, but quality comes with a cost. Yes, you read right. Your pocket must be heavy to tolerate the expenses in Canada.
People from the USA, Australia, France, India, China, and many other countries come to settle in Canada. If you are also planning to come to live in this country, then you must know the average cost of living.

每年有很多希望能过上高质量生活的人来到加拿大，但高质量的生活是有代价的。你口袋里的钱要足够多才能承受的了加拿大高昂的生活成本
来加拿大定居的人有来自美国，澳大利亚，法国，印度，中国，还有许多其他国家。如果你也计划到加拿大生活，那么你必须知道加拿大普通人的生活成本

Let’s have a look at some of the things which make your living cost in Canada high.
High Salary, High Taxes: The more you earn, the more you have to contribute to the Canadian government in terms of taxes. Generally, you have to pay 20% of your annual earning as tax, so you take only 80% of your earnings at home. Because of the high taxes, many people drop their decision to come to Canada. But this money comes back to you as it is used for welfare schemes.

让我们看看在加拿大生活有哪些高成本项目
高工资，高税收。你挣得越多，你对加拿大政府的税收贡献就越大。一般来说，你每年交的税是全年工资的20%，所以你只能留下80%。因为税收很高，很多人打消了到加拿大生活的计划。但这些钱都是用在福利项目上的，所以最终还是用到你自己的身上。

2. Harsh Weather: Are you from a tropical region and planning to live in Canada; then you should be ready to bear approx. -40-degree temperature. Although you will not have to bear this much low temperature daily, you should be ready. Snow falls are the normal phenomena in Canada that can stop you go out, so buy jackets or whatever that can protect you.

天气恶劣。如果你来自热带地区并计划到加拿大生活，那么你应该做好承受零下40摄氏度的气温。虽然不会每天都有这样的低温，但你应该做好准备。加拿大经常下雪，这样的天气是无法外出的，所以要买一件外套或其他能保护自己的装备

3. Expensive Education: Education is very costly in Canada. If you are from a middle-class family, then it can feel a burden to pay off the fees. But this is all because of the quality education. A lot of students come to seek the best degrees with a high-quality education. So, studying in Canada can be an expensive affair.

教育费用昂贵：加拿大的教育是很贵的。如果你是中产阶级，那么教育费用对你来说会是一笔负担。但这是因为加拿大的教育质量很高。很多学生到加拿大留学接受加拿大的高质量教育。所以在加拿大上学是一笔不小的开销

4. Costly Insurance: If you live in Ontario or Toronto, then you have to pay high insurance. This is because weather is usually so extreme, like often storms come and damage vehicles. High buying prices of vehicles also make their insurance costs high. Similar to health insurance, so take care of your vehicle and health.

保险很贵：如果你生活在安大略或多伦多，那么你必须支付高昂的保险费用。这是因为这里的天气非常极端，经常会有风暴，其猛烈程度甚至可以对汽车造成破坏。高额的购车价格也使得他们的保险成本很高。健康保险的价格同样很高，所以要照顾好自己的汽车和身体。

5. Start-Up Business: If you want to move to Canada to start a business, then you should think twice. This is because starting a business in this country can empty your pocket. But sometimes costs can fluctuate concerning the location and the type of business you do.

创业:如果你想搬到加拿大创业，那么你应该三思而行。这是因为在加拿大创业会掏空你的口袋。但有时创业成本也会跟着你的创业地点和生意类型而发生变化。

Well, you have to be very careful before coming to Canada, because often we only know the pros of living in a country, but no cons.
If you have decided to live in Canada, then here is beneficial advice for you to cut your living cost in 4 ways.

在来加拿大生活之前，你一定要考虑仔细，因为我们往往只知道在一个国家生活的好处，而不知道它的弊端
如果你已经决定到加拿大生活，那么我可以给你提供4个节约生活成本的建议

Accommodation: You should first try to find accommodation near to your university or college, this will reduce the cost of traveling. If this will not be possible, then you should share a room or apartment.

1：住宿:你应该先试着找离你的大学或学院近的住处，这样可以减少旅行的费用。如果找不到，那么你应该和别人合租一个房间或公寓

2. Food: You can save on grocery shopping. Keep your eyes on offers and discounts.

2：食物：去食品杂货店买可以省一笔钱。关注优惠和折扣。

3. Transportation: If you are living on campus, then you will not have to spend money as transportation fare in Canada. If this is not so important, then don’t use a personal vehicle, travel by public transports.

3：交通：如果你住在学校里，那么你就不需要花交通费。如果你认为交通不重要的话，那么就可以不用买私人汽车，出行乘公共交通就可以了

4. Healthcare: Canada provides the best healthcare facilities in the world. But the price of this care is so high. To cut this, you should take care of your health, and also look for some government-run schemes regarding health.

医疗保健:加拿大提供的医疗保健设施是世界上最好的。但是费用太高了。为了减少这一支出，你应该关注自己的健康，也可以寻找一些政府运营的健康计划。

You can live a quality life in Canada, but before going to Canada, take care of the things discussed above. You can cut the living cost not much but somewhat through the 4 points mentioned.

你可以在加拿大过上高质量的生活，但在去之前，要注意上面提到的事情。通过上面这四点，你可以节约一部分生活成本，虽然不多

Swasini Sudarsan
Undeniably Canada is the most immigrant friendly nation in the world.
As the saying goes ‘All good things in life come with a price tag’
I can’t deny the fact that living in Canada is expensive, really expensive!!
Majority of the people feel that to buy a house in Toronto or Vancouver you need to hit the jackpot. Which is indeed true.

不可否认，加拿大是世界上对移民最友好的国家。
正如俗语所说，“生活中所有美好的东西都是要用钱买的”
我承认加拿大的生活成本很高，真的很高。
大多数人觉得需要中头奖才能在多伦多或温哥华买上房子。这的确是真的。

High tax rates: The more you earn the more you pay. For an example, someone earning $70,000 per annum takes home approximately $52,000. So the tax which includes both federal and provincial comes upto $18,000. The higher you move up the salary bracket, the more you contribute to the government in terms of tax.

高税率：挣得越多，交的税就越多。例如，一个人每年挣七万美元，那么拿回家的大约只有52000美元。因此，里面的联邦税和地方税加起来有18000美元。你工资挣得越多，那么你对加拿大政府的税收贡献就越大

Climate: Never underestimate the Canadian winters! They are harsh, brutal and can be really tough to handle if you aren’t used to the cold, especially if you are from a tropical country like me! Better get good winter jackets to withstand the -40C cold. Dressing up appropriately to sustain the winter is very important.

气候:永远不要低估加拿大的冬天!非常严酷，如果你不习惯寒冷的话，那么你很难应付这里的天气，尤其是像我一样来自热带国家的人。最好买一件好的冬季夹克来抵御零下40度的寒冷。冬天穿的好是非常重要的

Cost of living: Unlike many parts of the world, living a comfortable life in Canada comes at a greater cost than usual. Buying a house in cosmopolitan cities like Toronto, Vancouver is now much a dream to many folks like me. Your car insurance can be very very high. A friend of mine pays $300 as vehicle insurance while he paid $60 for the same when he was in the US.

生活成本:与世界上许多地方不同，在加拿大过上舒适的生活要比在其他地方花更多的钱。对很多像我这样的人来说，要想在多伦多和温哥华买房简直就是做梦。还有车险费用很高。我的一个朋友车险花了300美元，而在美国的时候，他的车险只需要60美元

Finding the right job: You need to survive, support yourself financially and so finding the right job can be challenging at times. What most of the immigrants feel is that their skills aren’t being utilized completely because they tend to take up jobs that are way below their qualifications. I don’t blame their efforts. There is a feeling amongst many that as much as the government welcomes immigrants, it doesn’t substantially create a platform for them to find the right jobs. Especially if you are a dentist, surgeon, pilot etc. You need to redo your degree or gain extra work experience hours in your field as per Canadian standards to practice your occupation.

找到合适的工作：你想要养活自己，在经济上自给自足，所以找到合适的工作是很有挑战性的。大部分移民感觉自己的技能没有的得到充分的利用，因为他们往往从事的工作不需要他们那么高的资质。没有人可以指责他们的努力。很多人都有一种感觉，政府虽然欢迎移民，但实质上并没有为他们创造一个适合就业的平台。尤其是如果你是牙医、外科医生、飞行员等。根据加拿大的标准，你需要重读学位或在你的领域获得额外的工作经验才能就业。

Coming to the ways by which you could turn the above cons into not so bad cons:
High tax rates: Well, you can’t do much about this. You can try as much as to save under schemes like RRSP, TFSA etc. These two schemes are really good especially the RRSP which helps you to save tax as well as to save money until your retirement. So make wise use of these two.

下面的方法可以帮你将在加拿大生活的缺点最小化
高税率：关于这一点，你能做的并不多。你可以加入注册退休存钱计划和免税储蓄账户等来省钱。这两项计划都很不错，尤其是注册退休省钱计划，它可以帮你扣税，也可以帮你在退休前一直存钱。所以这两个计划要聪明的利用起来
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处

Climate: As I have stated, buy good winter wear and dress appropriately for the climate. Layer yourself with multiple clothing and ofcourse wear good winter boots. You will eventually get used to the winters.

气候:正如我所说的，购买好的冬季服装和冬天的时候要穿合适的衣服。多穿几件衣服，当然还要穿好靴子。最终你会习惯加拿大的冬天。
原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处

Cost of living: Yes, there are some tips to reduce your expenses. If you are single, try sharing an apartment or condo with somebody. This can largely save your money. If you are earning then invest in RRSP which lets you withdraw money for buying your first house or for sponsoring your spouse’s education. Save enough money to afford a down payment for a condo or a house. This will take atleast 3–4 years if you and your spouse are both working.

生活费用:是的，有一些建议可以减少你的开支。如果你是单身，试着和别人合租一间公寓。这可以帮你省很多的钱。如果你有收入，那么你可以投资注册退休省钱计划，要买第一套房子的时候可以从里面取钱，或者可以用来资助你爱人的教育。省下足够多的钱来支付首付，如果你和你的爱人都有工作，那么至少工作三四年就可以做到了

Finding the right job: Networking helps a lot. Knowing the right type people can help you find the right job. Connect with recruiters on lixedIn. Upload your resume onto websites like Indeed, monster etc. Yes I do agree that finding the first job is the most challenging and I have been through that experience myself. But keep trying and luck will favour the wise!
This answer throws some light onto how new immigrants could possibly adapt to Canada.

找到合适的工作:人际关系很有用。认识合适的人能帮你找到合适的工作。在领英上联系招聘人员。把简历上传到Indeed，monster等招聘网站上。我认为第一份工作找起来是最有挑战的，我自己也经历过这个阶段。但不断尝试，你总会有好运的
希望这个答案可以为新移民适应加拿大提供了一些启示。

Vikas A
It will depend on city in which you are living and on your lifestyle as well. A rich person in Toronto will most likely spend 1500 to 2000 dollar on house rental alone. On the other hand, there are people who are keeping their monthly expenses to minimum and able to survive under 1000 dollar per month.

这取决于你在哪个城市生活以及你的生活方式。一个多伦多的富人单单房租一样就要花一千五到两千美元。另一方面，也有人每个月尽可能的少花钱，每个月的花销不到100美元，这样也能活。

原创翻译：龙腾网 https://www.ltaaa.cn 转载请注明出处